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Octubre 17, 2018
Housing 101 with Benefits.gov
Housing can be hard to come by or unaffordable for some Americans. A Harvard study revealed nearly 40 million Americans cannot afford housing. Benefits.gov provides information on many resources that can help eligible individuals and families in need find a home. From apartment vouchers and housing repair loans to down payment assistance, our Partners offer a variety of programs to match your needs. A good place to start your search is by visiting our Housing and Public Utilities category for a comprehensive listing of housing programs.
The HUD Public Housing Program provides rental housing, from single family houses to high rise apartments, to eligible low-income families.
Also, the Housing Choice Voucher Program (Section 8) administers housing vouchers to low-income families to use toward rent on a housing unit of the family’s choice. The voucher is paid to the landlord, and then the family is responsible for paying the difference between the rent charged by the landlord and the amount subsidized by the program.
The Transitional Living Program for Homeless Youth, provides homeless youth with stable, safe living accommodations for up to 21 months in addition to services to help develop necessary skills to lead a healthy, independent adult life.
From buying a home to qualifying for a loan, HUD offers a range of homeowner resources. Visit the HUD Homeowner Help page to discover resources such as mortgage assistance and tips to avoid foreclosure.
Under the HUD Homes for Sale program, HUD acquires specified foreclosed homes and offers them for sale to recover the loss on the foreclosure claim.
Within HUD, the Federal Housing Administration (FHA) is responsible for many housing programs and highlights ways to get more information on their FHA Resource Center page.
Housing benefits for other eligible communities are also offered through HUD.
For law enforcement officers, firefighters, emergency medical technicians and teachers, the Good Neighbor Next Door Program helps you purchase a home in a HUD revitalization area at a 50 percent discount from the list price.
For Federally recognized Indian tribes, the Indian Housing Block Grants provides Federal assistance for housing related services such as housing counseling, self-sufficiency services, energy audits and the establishment of resident organizations.
The resources listed above are just a sample of the many housing benefits on our site. For program specific or application questions, please contact your local HUD approved housing counseling agency. We also suggest you complete our Benefit Finder questionnaire, to discover your eligibility for the benefit programs on our site.