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Adjustable Rate Mortgage Insurance

FHA lenders help individuals buy a home.

1-800-225-5342

Application Information

U.S. Department of Housing and Urban Development

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undefined Adjustable Rate Mortgage Insurance?

This program can help individuals buy a single family home in which they intend to live. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number of FHA-insurance programs. The mortgage loan will have an annually adjustable interest rate and must satisfy FHA’s adjustable interest rate mortgage requirements.

undefined Adjustable Rate Mortgage Insurance?

Home buyers or current homeowners who intend to live in the home and are able to meet the cash investment, the mortgage payments, and credit requirements, can apply for a home mortgage loan through an FHA-approved lender.

undefined Adjustable Rate Mortgage Insurance?

Please contact an FHA-approved lender for loan term information. To find an approved lender, please visit:
http://www.hud.gov/ll/code/llslcrit.cfm


	30 years
	Market
	Based on area loan limit
	Monthly
	Not permitted
	Varies

undefined Adjustable Rate Mortgage Insurance?

To obtain an FHA insured mortgage, contact an FHA-approved lender.

Application Information

To read more about this program, go to:
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing/sfh/ins/251--df

Contact a U.S. Department of Housing and Urban Development (HUD) Housing Counseling agency.

To contact the Federal Housing Administration (FHA), please use one of the following methods:

Visit:
The FHA Resource Center

Write to:
U.S. Department of Housing and Urban Development
Federal Housing Administration
451 Seventh St., SW
Washington, D.C. 20410

Call:
1-800-CALL-FHA (1-800-225-5342) or via Federal Information Relay Service (w/TTY): 1-800-877-8339

Email:
answers@hud.gov