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Family Servicemembers' Group Life Insurance Coverage (FSGLI)


Family Servicemembers' Group Life Insurance Coverage (FSGLI) is a component of the Servicemembers' Group Life Insurance (SGLI) program. It provides coverage for spouses and children of Servicemembers insured under SGLI. Non-military spouses are covered automatically for $100,000 or the amount of the member's coverage, whichever is less. Military spouses must apply for the coverage. Premiums for spouse coverage are based on the spouse's age and amount of coverage. Dependent children are covered for $10,000 each at no cost to the member.

Family Servicemembers' Group Life Insurance Coverage (FSGLI) is a component of the Servicemembers' Group Life Insurance (SGLI) program. It provides coverage for spouses and children of Servicemembers insured under SGLI. Non-military spouses are covered automatically for $100,000 or the amount of the member's coverage, whichever is less. Military spouses must apply for the coverage. Premiums for spouse coverage are based on the spouse's age and amount of coverage. Dependent children are covered for $10,000 each at no cost to the member.


In order to qualify for this benefit program, you must be the spouse or dependent child of a Servicemember (Active Duty or Ready Reserve) who has full-time SGLI coverage.

A "dependent child" includes any unmarried child in one of the following categories:

  • A natural child of the Servicemember
  • A legally adopted child
  • A stepchild who is a member of the Servicemember's household
  • A child between the ages of 18 and 23 who is a full-time student, or a child who became permanently incapable of self-support before age 18
  • A stillborn child

For more information, see the "Family SGLI Procedures Guide".


If you are covered under full time SGLI and your spouse is not automatically covered, use the SGLI Online Enrollment System to apply for coverage for them.


SGLI Online Enrollment System (SOES) or Uniformed Services
Use the SOES system if you have questions about Servicemembers Group Life Insurance (SGLI) or Family SGLI coverage or premium deductions.

Office of Servicemembers' Group Life Insurance
Contact the Office of Servicemembers' Group Life Insurance (OSGLI) if you have questions about claims for Servicemembers' Group Life Insurance (SGLI) and Family SGLI (FSGLI).
Toll-free telephone: 1-800-419-1473

Toll-free fax numbers:
Death and accelerated benefits claims only:
1-877-832-4943

E-mail:
Death and accelerated benefits claims only: osgli.claims@prudential.com

To apply for VA benefits and services, view your benefit status, and many more services go to www.va.gov and either logon with your eBenefits sign on or use www.Logon.gov to enroll. VA.gov is a one-stop source for information on Department of Defense and Department of Veterans Affairs benefits and services. Veterans, service members and their family members can conduct self-service transactions such as checking compensation and pension claim status information, enrolling in GI Bill, and obtaining copies of civil service preference letters, military records (DD214), and other personal information. For further information visit the VA.gov website.