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Gratuitous Service-Disabled Veterans Insurance (ARH)


Gratuitous Service-Disabled Veterans Insurance (ARH) is a program that provides posthumous life insurance coverage for certain Veterans.

Gratuitous Service-Disabled Veterans Insurance (ARH) is a program that provides posthumous life insurance coverage for certain Veterans.


Gratuitous Service-Disabled Veterans Insurance (S-DVI) (ARH) is granted posthumously to Veterans who:

  • Met the basic eligibility requirements for S-DVI, AND
  • Did not apply for S-DVI because of a continued mental incompetence due to a service-connected disability, AND
  • Died before the appointment of a guardian or within two years of such appointment, AND
  • Apply by December 31, 2022.

Veterans Affairs (VA) must receive an application for payment of Gratuitous S-DVI (ARH) within two years from the date of the Veteran's death.

If the person making the claim is mentally or legally incompetent, and did not file the claim in time, VA can receive the application within one year after incompetency ends.

For more information, see the Gratuitous S-DVI ("ARH") section of the VA Life Insurance Programs for Veterans and Servicemembers Handbook.


For information on how to apply for this program, please call 1-800-669-8477.

OR

Visit the Life Insurance main website.


If you have questions:

  • Visit the  Ask VA (AVA) webpage to ask a question electronically.
  • Call the VA Insurance center at 1-800-669-8477,
  • Call 1-800-829-4833, if you are hearing impaired, or
  • Contact us online at: Contact the Insurance Center - Life Insurance - Veterans Benefits Administration (va.gov).

To apply for VA benefits and services, view your benefit status, and many more services go to www.va.gov and either logon with your eBenefits sign on or use www.Logon.gov to enroll. VA.gov is a one-stop source for information on Department of Defense and Department of Veterans Affairs benefits and services. Veterans, service members and their family members can conduct self-service transactions such as checking compensation and pension claim status information, enrolling in GI Bill, and obtaining copies of civil service preference letters, military records (DD214), and other personal information. For further information visit the VA.gov website.