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Rural Housing: Farm Labor Housing Loans and Grants
Loans are made to:
- Farmers; and
- Associations of farmers; and
- Family farm corporations; and
- Indian tribes; and
- Nonprofit organizations; and
- Public agencies; and
- Associations of farmworkers.
Typically, loan applicants are unable to obtain credit elsewhere, but in some instances, farmers able to get credit elsewhere may obtain loans at a rate of interest based on the cost of federal borrowing. Grants are made to:
- Farmworker associations; and
- Nonprofit organizations; and
- Indian tribes; and
- Public agencies.
Funds may be used in urban areas for nearby farm labor. (This is the only Rural Housing Service rural service area exception.)
Loans are for 33 years at 1 percent interest. Grants may cover up to 90 percent of development costs. The balance may be a Farm Labor Housing Program loan.
| 33 years | |
| 1% | |
| Varies | |
| Monthly | |
| Varies | |
| Varies |
Upon publication of a Notice in the Federal Register, a two-stage application process is used. In stage one, applicants submit a pre-application, which is used to determine preliminary eligibility and feasibility. Pre-applications selected for further processing will be invited to submit an application. The pre-application consists of SF-424.2, "Application for Federal Assistance (For Construction)" and the information listed in exhibit A-1 or A-2 of Rural Development regulations, 1944-D, as applicable.
For more information, please visit the Farm Labor Housing Loan and Grant program website.
To find out about availability of farm labor housing in your locality, contact your local Rural Development field office using the office locator tool.
