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Veterans' Group Life Insurance (VGLI)

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undefined Veterans' Group Life Insurance (VGLI)?

Veterans' Group Life Insurance (VGLI) provides for the conversion of Servicemembers' Group Life Insurance (SGLI) coverage to renewable group term insurance coverage after a service member's separation from service.

VGLI provides up to a maximum of $400,000 of insurance coverage, and is issued in $10,000 increments up to the amount of SGLI the member had in force at the time of separation. VGLI premiums are based upon the separating member's age. For those insured for less than $400,000, additional increments of $25,000 of coverage can be purchased after the first-year coverage is in effect and then every five years until age 60.

VGLI can be converted at any time to an individual commercial life insurance policy with any one of the participating commercial insurance companies.

Veterans' Group Life Insurance (VGLI) provides for the conversion of Servicemembers' Group Life Insurance (SGLI) coverage to renewable group term insurance coverage after a service member's separation from service.

VGLI provides up to a maximum of $400,000 of insurance coverage, and is issued in $10,000 increments up to the amount of SGLI the member had in force at the time of separation. VGLI premiums are based upon the separating member's age. For those insured for less than $400,000, additional increments of $25,000 of coverage can be purchased after the first-year coverage is in effect and then every five years until age 60.

VGLI can be converted at any time to an individual commercial life insurance policy with any one of the participating commercial insurance companies.

undefined Veterans' Group Life Insurance (VGLI)?

You may be eligible for VGLI if you had SGLI at separation from uniformed service and are within 1 year and 120 days of the following events:

  • Release from active duty
  • Separation, retirement or release from assignment from the reserves or National Guard
  • Assignment to the Individual Ready Reserves (IRR) or Inactive National Guard (ING)
  • Placement on the Temporary Disability Retirement List (TDRL)


For information on converting your SGLI to VGLI coverage, read our conversion instructions.

undefined Veterans' Group Life Insurance (VGLI)?

To complete an application, use form SGL 8714, "Application for Veterans' Group Life Insurance". OR
Apply online through the Office of Servicemembers’ Group Life Insurance (OSGLI).

Apply for Veterans' Group Life Insurance

For more information, visit the Veterans' Group Life Insurance webpage.

If you have questions, contact the Office of Servicemembers' Group Life Insurance (OSGLI) at:
1-800-419-1473 (inside the U.S.)
973-548-5699 (overseas)

General questions can be sent to:
osgli.osgli@prudential.com

Claims questions can be sent to:
osgli.claims@prudential.com


To apply for VA benefits and services, view your benefit status, and many more services go to www.va.gov and either logon with your eBenefits sign on or use www.Login.gov to enroll. VA.gov is a one-stop source for information on Department of Defense and Department of Veterans Affairs benefits and services. Veterans, service members and their family members can conduct self-service transactions such as checking compensation and pension claim status information, enrolling in GI Bill, and obtaining copies of civil service preference letters, military records (DD214), and other personal information. For further information visit the VA.gov website.

1-800-419-1473

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