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Indian Home Loan Guarantee Program (Section 184)

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This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed for privately funded mortgages.

This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed for privately funded mortgages.

To be eligible for this program, you must be a Native American/American Indian in the process of buying a home that will be your primary residence. You or your family member(s) must also be a person recognized as being Indian or Alaska Native by an Indian tribe, the Federal Government, or any State.

Fixed Rate Financing that does not exceed market rate of interest. Length of Loan is 30 years or less. Payments are made monthly. The maximum loan amount is 150% of the Federal Housing Administration (FHA) lending limits for the area. There are no prepayment penalties.

30 Years or Less
Market Rate of Interest
150% percent of the FHA lending Limits for the Area
None

A list of the U.S. Department of Housing and Urban Development (HUD) approved 184 lenders for financing homes is available online.

Section 184 Loan Resources

For more information, please visit HUD's Office of Native American Programs website.

You may also call the program office at:
1-800-561-5913

1-800-561-5913

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