Small Businesses
Did you know more than 99 percent of all U.S. employers are small businesses? It?s no wonder the nation's more than 22 million small businesses have such a powerful impact on the economy, considering they employ half of the private sector workforce. Realizing the contributions small businesses make to the nation's economy and to the growth of its diverse labor force, GovBenefits.gov wants to highlight some of the benefit programs available to small business owners.

7(a) Small Business Loan
7(a) loans are the Small Business Administration's (SBA) most basic and frequently used loan program. Its name comes from section 7(a) of the Small Business Act, which authorizes the SBA to provide business loans to American small businesses. The loan program is designed to assist for-profit businesses that are not able to get financing from other resources. For more information, visit the Small Business Loan Program.

Home and Property Disaster Loans
If you are in a declared disaster area and are the victim of a disaster, you may be eligible for financial assistance from the SBA - even if you do not own a business. As a homeowner, renter and/or personal-property owner, you may apply to the SBA for a loan to help you recover from a disaster. For more information, visit the Home and Property Disaster Loans Program.

Physical Disaster Loans
If your business - large or small - has suffered physical damage as a result of a disaster, you may be eligible for financial assistance from the SBA. Any business that is located in a declared disaster area and has incurred damage during the disaster may apply for a loan to help repair or replace damaged property to its pre-disaster condition. The SBA makes physical disaster loans of up to $1.5 million to qualified businesses. For more information, visit the Physical Disaster Loans Program.

Cora Brown Fund
The Cora Brown Fund uses funds made possible by a bequest of funds from the late Cora C. Brown of Kansas City, Missouri, who left a portion of her estate to the United States for the purpose of helping victims of natural disasters not caused by or attributed to war. For more information, visit the Cora Brown Fund.

For additional information about small business loans, including resources for small business owners and those interested in starting their own businesses, please visit the SBA's website at www.sba.gov.