Apply for Health Insurance during Open Enrollment with Healthcare.gov
On November 1, the Open Enrollment period began for purchasing health insurance under the Patient Protection and Affordable Care Act (ACA). Until December 15, 2015, American citizens can purchase health insurance plans that fit their budget and lifestyle through the Health Insurance Exchange. Access to affordable, comprehensive health insurance is critical, and Benefits.gov wants you to be informed of your options for health coverage.

Before you get started, you can check out some tips about the Health Insurance Marketplace found on healthcare.gov:


Through Healthcare.gov, the federal government's official health insurance exchange website administered by the U.S. Department of Health and Human Services (HHS), you can search for various types of health insurance plans. While on the site, you can compare health plans from a variety of providers. You may qualify for lower premiums and deductibles based on factors like your household income, where you live, and other basic demographic information. If your household earns less than four times the federal poverty line, then you may also qualify for a subsidy to purchase health insurance.

From now through December 15, you can apply for health plans that begin coverage on January 1, 2016. To apply, all you have to do is create an account and fill out an application, which will determine your eligibility results. Then, you can review the plans you may be eligible for, choose one, and enroll. It's easy, quick and will help you get important coverage for the medical events in your life.

Depending on where you live, your state may have set up its own Exchange through which you can apply for and receive health insurance. To find out, select your state from a drop-down list on the Healthcare.gov website here. If your state does not have its own Exchange, you can view plan options and apply for health insurance directly through Healthcare.gov.

Health insurance can help you receive medical treatment and keep costs down that you would otherwise pay out of pocket. If you don?t have health insurance, we encourage you to consider enrolling for a plan through Healthcare.gov by December 15. In the meantime, you can use our Benefit Finder tool to see what other benefits you may be eligible to receive.

 

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