Small Business Owners: Survive the Unexpected with Benefits.gov
As a small business owner, you try your best to plan for the unexpected. But in the last few years, small businesses around the country have had to weather an economic downturn, natural disasters and even the temporary loss of employees away on military deployments.

What?s a small business owner to do?

Benefits.gov can lead you to a number of programs provided by the U.S. Small Business Administration (SBA) that can help.

If you?re in need of a small financial boost to get through a tough time, consider the Microloan Program, which offers small, short-term loans to eligible borrowers that may be used for working capital, the purchase of inventory, supplies, furniture, fixtures, machinery or equipment.

Many small businesses suffered during last summer?s Gulf Coast Oil Spill. If your business has experienced economic injury in a declared disaster area, Economic Injury Disaster Loans provide financial assistance in the form of low-interest, long-term loans for losses that are not fully covered by insurance or other recoveries.

When duty calls, the Military Reservist Economic Injury Disaster Loan Program is available to support the businesses that employ America?s military reservists. The program provides funds to eligible small businesses for the ordinary and necessary operating expenses that they are unable to meet because an essential employee was "called-up" to active duty.

Small businesses (firms with fewer than 500 employees) make up 99.7 percent of all U.S. businesses. If you?re looking to join this group that many consider to be the ?engine of the American economy,? see if the 7(a) Small Business Loan is right for you and your big idea.

Whether it?s protecting your business or your family, you can never be too prepared! Click ?Start Now? on the Benefits.gov homepage and use our confidential Benefit Finder to check your eligibility for over 1,000 government programs.