Programs that May Help Your Small Business Succeed
According to the Bureau of Labor Statistics, December 2014 saw more than 250,000 new jobs and a decrease in the unemployment rate. Small business growth and budding entrepreneurs have been one of the driving forces behind this economic revival. If you are a small business owner or are thinking of starting your own business, has information on many benefits that can help you.

The 7(a) Small Business Loan, provided by the U.S. Small Business Administration (SBA), is the most basic and most common of SBA's business loan programs. The loan is designed to assist for-profit businesses that cannot get funding from other resources, and is awarded to businesses rather than individuals. In order to qualify for a 7(a) loan, a business must meet SBA size standards, be for-profit, not already have internal resources (business or personal) to provide financing, and be able to demonstrate repayment.

The U.S. Department of Transportation (DOT) administers the Short Term Lending Program, which helps small businesses gain access to the capital they need to participate in transportation-related contracts. The program provides capital to Disadvantaged Business Enterprises (DBEs) and other small businesses at competitive interest rates for DOT and DOT-funded contracts and subcontracts.

Another business loan program is the U.S. Department of Agriculture's (USDA) Business and Industrial Loans. These loans are intended to improve, develop, or finance business, industry, and employment and improve the economic and environmental climate in rural communities. Businesses that receive these loans must provide employment; improve the economic or environmental climate; promote the conservation, development, and use of water aquaculture; or reduce reliance on nonrenewable energy resources by encouraging the development and construction of renewable energy systems. wants to help you be a part of the American economy's revival! You can view other programs that you may be eligible to receive by visiting the Loan/Loan Repayment category on We also encourage you to use our Benefit Finder tool to find additional benefit and assistance programs that fit your needs.