Cash-Out Refinance Loan

The Department of Veterans Affairs (VA) Cash-Out Refinance Loan is for homeowners who want to trade equity for cash from their home. These loans can be used as strictly cash at closing, to payoff debt, making home improvements, and paying off liens. The…

Direct Home Loans for Native Americans

The Native American Direct Loan (NADL) program makes home loans available to eligible Native American Veterans who wish to purchase, construct, or improve a home on Federal Trust land or to reduce the interest rate.

Veterans who are not Native American,…

Home Loan for Regular Purchase

The Department of Veterans Affairs (VA) Home Loan program guarantees loans made to eligible Veterans, Servicemembers, Reservists, National Guard members and certain surviving spouses.

VA guarantees a percentage of the loan. This helps the Veteran obtain…

Interest Rate Reduction Refinance Loan (IRRRL)

A Department of Veterans Affairs (VA) Interest Rate Reduction Refinance Loan (IRRRL) can be used to refinance an existing VA loan to lower the interest rate.

IRRRLs do not require credit underwriting and may include the entire outstanding balance of the…

National Health Service Corps Loan Repayment Program

The National Health Service Corps Loan Repayment Program recruits health professionals to work in selected health professional shortage areas and, in return, helps repay their qualifying educational loans. In addition to loan repayment, these clinicians receive a…

Veterans Life Insurance Policy Loans and Cash Surrenders

Policyholders who have permanent plans of insurance under one of the programs listed below may borrow up to 94 percent of the cash value of the policy after it has been in force for one year or surrender the policy for its cash value.