Civil Service Retirement System (CSRS)

The Civil Service Retirement Act, which became effective on August 1, 1920, established a retirement system for certain Federal employees. The Civil Service Retirement System (CSRS) is a defined benefit, contributory retirement system. Employees and agencies share…

Federal Employee Dental and Vision Insurance Program (FEDVIP)

The Federal Employee Dental and Vision Benefits Enhancement Act of 2004 provided the U.S. Office of Personnel Management (OPM) the opportunity to establish arrangements under which dental and vision benefits are made available to Federal employees, retirees, and…

Federal Employees Health Benefits (FEHB) Program (FEDVIP)

The Federal Employees Health Benefits (FEHB) Program can help you and your family meet your health care needs. You can choose from among Consumer-Driven and High Deductible plans that offer catastrophic risk protection with higher deductibles, health…

Federal Employees Retirement System (FERS)

Congress created the Federal Employees Retirement System (FERS) in 1986, and it became effective on January 1, 1987. Since that time, new Federal civilian employees who have retirement coverage are covered by FERS. FERS is a retirement plan that provides…

Federal Employees' Group Life Insurance Program (FEGLI)

The Federal Government established the Federal Employees' Group Life Insurance (FEGLI) Program in 1954 to provide group term life insurance. FEGLI can help you meet your life insurance needs. Federal employees, Federal retirees (if they meet certain criteria to…

Federal Flexible Spending Account Program (FSAFEDS)

The Federal Flexible Spending Account Program (FSAFEDS) provides tax-advantaged flexible spending accounts that Federal employees can use to save on their eligible health care (HCFSA) and dependent care (DCFSA) expenses. By using pre-tax payroll contributions rather…

Federal Long Term Care Insurance Program (FLTCIP)

The Federal Long Term Care Insurance Program (FLTCIP) provides long term care insurance to help pay for the costs of care you need if you can no longer perform everyday tasks (

Federal Retiree Benefits

The Services Online (SOL) program offers federal retirees and survivor annuitants a place to learn more about retirement benefits and make changes to federal annuity payments.

The program provides on-demand access so you can: Change…