Program Description

The Qualified Disabled and Working Individuals (QDWI) Program is one of the four Medicare Savings Programs that allows you to get help from your state to pay your Medicare premiums. This Program helps pay for Part A premiums only.

General Program Requirements

You may qualify if any of these apply to you:

  • You're a working disabled person under 65
  • You lost your premium-free Part A when you went back to work
  • You aren't getting medical assistance from your state
  • You meet the income and resource limits required by your state

You must also meet the following income requirements, which can also be found on the Medicare Savings Programs page:

  • Individual monthly income limit $4,105
  • Married couple monthly income limit $5,499
  • Individual resource limit $4,000
  • Married couple resource limit $6,000

Please Note: These limits change from year to year, so please check the Medicare Savings Programs page for the most up to date income requirements.

Your Next Steps

The following information will lead you to the next steps to apply for this program.

Application Process

To apply call your state Medicaid Program.

It's important to call or fill out an application if you think you could qualify for savings—even if your income or resources are higher than the amounts listed here.

Program Contact Information

For more information, please visit Medicare.gov or call 1-800-MEDICARE (1-800-633-4227). TTY users can call 1-877-486-2048.

Didn't find what you were looking for?


Try using our Benefit Finder questionnaire to view a list of benefit programs you may be eligible to receive.