Program Description

The State Children's Health Insurance Program (SCHIP) is a partnership between the Federal and state governments that provides health coverage to uninsured children whose families earn too much to qualify for Medicaid, but too little to afford private coverage. All states provide immunizations and well-baby/well-child care at no cost.

The Federal government establishes general guidelines for the administration of SCHIP benefits. However, specific eligibility requirements to receive SCHIP benefits, as well as the type and scope of services provided, are determined by each individual state. You must check with the SCHIP office in the state you live in to confirm your family's eligibility to receive benefits. Important: Names for this program vary by state. If you are not sure which office to contact, contact the main Medicaid hotline in your state and ask for the office that deals with children's health insurance.

General Program Requirements

For this benefit program, you must be under 19 years of age or be a primary caregiver with a child under the age of 19, not covered by health insurance (including Medicaid), and a U.S. national, citizen, legal alien, or permanent resident.

In order to qualify, you must have an annual household income (before taxes) that is below the following amounts:

Household Size*Maximum Income Level (Per Year)
Depending on your income level, you may have to pay a premium for coverage. Please see your state's program information for details. Application packets are available at your local county health departments and may also be obtained in your community at many doctors' offices, hospitals, social service agencies, schools, and pharmacies.

Your Next Steps

The following information will lead you to the next steps to apply for this program.

Application Process

Applications are processed at the state level. For specific information about SCHIP in your state, including steps to apply, please visit

Program Contact Information

For more information, you may also call this toll-free number: