Program Description

The Intermediary Relending Program (IRP) provides loans to intermediaries for the establishment of revolving loan funds in rural areas. These revolving loan funds are used to assist with financing business and economic development activity to create or retain jobs in disadvantaged and remote communities.

An intermediary may borrow up to $2 million under its initial financing and up to $1 million at a time thereafter for a total cap of $15 million.

General Program Requirements

Private non-profit corporations, public agencies, Indian groups, and cooperatives with at least 51 percent rural membership aimed at increasing income for producer members or purchasing power for consumer members may apply for intermediary lender status.

Provided they do not have a delinquent debt with the Federal Government, the following entities may apply for loans from intermediary lenders:

  • Individual citizens
  • Individual legally admitted to the U.S.
  • Businesses located in rural areas
  • Entities that can incur debt, give security, and repay a loan
  • Corporations, partnerships, limited liability company (LLC), individuals, non profit corporations and public bodies.

Your Next Steps

The following information will lead you to the next steps to apply for this program.

Application Process

To apply for funding for the Intermediary Relending Program, applicants should contact the local Rural Development State Office. Applications are reviewed three times per year.

You must demonstrate that you meet all the applicant eligibility requirements of 7 CFR 4284.920 and 4284.921 (Ineligible applicants). This includes meeting the definition requirements at 7 CFR 4284.902 for one of the following applicant types: Independent Producer, Agricultural Producer Group, Farmer or Rancher Cooperative or Majority-Controlled Producer-Based Business. Federally-recognized Tribes and tribal entities must demonstrate that they meet all definition requirements for one of the four eligible applicant types. Rural Development State Offices and application toolkits posted on will provide additional information on Tribal eligibility.

Program Contact Information

Tedd Buelow
Native American Coordinator

Additional Information

Length of ProgramAnnual appropriations

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