Program Description

This program provides a 95 percent loan guarantee to lenders who partner with Indian tribes or their designated housing entities (and who are recipients of HUD's Indian Housing Block Grant program) to develop or administer affordable housing.

General Program Requirements

Borrowers must be Indian tribes or their designated housing entities, who are also recipients of HUD's Indian Housing Block Grant program.

Your Next Steps

The following information will lead you to the next steps to apply for this program.

Application Process

Lenders work with the borrower and with HUD to assemble the application package. HUD issues a Letter of Firm Commitment to the lender when HUD approves the application and the mortgage meets the underwriting criteria. The lender then closes the loan and submits the closing package to HUD for review. Following a successful review, HUD issues a Certificate of Loan Guarantee to the lender.

Program Contact Information

Thomas Wright
Director, Office of Loan Guarantee
thomas.c.wright@hud.gov
202-402-4978

Additional Information

Tribes Funded by this Program80 entities have received guarantees under this program
Number of People Served by this Program (Approximate)2,982 affordable homes are associated with this loan made under this program
Entities Eligible for Grant AssistanceFederally Recognized Tribes and Tribal Organizations
Current Method of Tribal EligibilityProgram not specific to American Indians and Alaska Natives, but they are eligible
Do Tribes compete with other entities for funding from the program?No
Type of Assistance ProvidedLoan Guarantee
Recurring Base Funding for TribesNo
Funding TypeDiscretionary
Catalog of Federal Domestic Assistance (CFDA) Number14.869
Matching Funds RequiredNo
Can the funding from the program be renewedNo

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