Program Description

Family Servicemembers' Group Life Insurance Coverage (FSGLI) is a component of the Servicemembers' Group Life Insurance (SGLI) program. It provides coverage for spouses and children of Servicemembers insured under SGLI. Non-military spouses are covered automatically for $100,000 or the amount of the member's coverage, whichever is less. Military spouses must apply for the coverage. Premiums for spouse coverage are based on the spouse's age and amount of coverage. Dependent children are covered for $10,000 each at no cost to the member.

General Program Requirements

In order to qualify for this benefit program, you must be the spouse or dependent child of a Servicemember (Active Duty or Ready Reserve) who has full-time SGLI coverage.

A "dependent child" includes any unmarried child in one of the following categories:

  • A natural child of the Servicemember
  • A legally adopted child
  • A stepchild who is a member of the Servicemember's household
  • A child between the ages of 18 and 23 who is a full-time student, or a child who became permanently incapable of self-support before age 18

For more information, see the "Family SGLI Procedures Guide".

Your Next Steps

The following information will lead you to the next steps to apply for this program.

Application Process

If you are covered under full time SGLI and your spouse is not automatically covered, you may apply for spouse coverage by completing SGLV Form 8286A and submitting the form to your uniformed service.

Program Contact Information

For more information, visit the Servicemembers' Group Life Insurance webpage. Servicemembers should contact their Personnel Office for changes to Basic SGLI or Family SGLI coverage.

Servicemembers should contact their Flight, Payroll, and/or Finance Office for SGLI and Family SGLI premium payment information and premium refunds.

If you have questions, contact the Office of Servicemembers' Group Life Insurance (OSGLI) at:
1-800-419-1473 (inside the U.S.)
973-548-5699 (overseas)

General questions can be sent to:
osgli.osgli@prudential.com

Claims questions can be sent to:
osgli.claims@prudential.com

To apply for additional benefits and view your benefit status, open an eBenefits Premium account. eBenefits is a one-stop source for information on Department of Defense and Department of Veterans Affairs benefits and services. With a free Premium level eBenefits account, Veterans, Servicemembers and their family members can conduct self-service transactions such as checking claim status information, GI Bill enrollment, and obtaining copies of civil service preference letters, DD214, and other personal information. For further information and to register for a free Premium level account, visit the eBenefits website.