Managing Agency
U.S. Social Security Administration
Program Description
The Social Security Medicare Savings Program (MSP) is a federally funded program administered by each individual state. States have programs for people with limited income and resources that pay some or all of their Medicare premiums and may pay Medicare deductibles and coinsurance.
There are four Medicare Savings Programs:
- Qualified Medicare Beneficiary (QMB)
- Specified Low-Income Medicare Beneficiary (SLMB)
- Qualifying Individual (QI or QI-1)
- Qualified Disabled & Working Individuals (QDWI)
General Program Requirements
To qualify for this benefit program you must meet the following requirements:
- Reside in a state or the District of Columbia,
- Are age 65 or older,
- Receive Social Security Disability benefits, or
- People with certain disabilities or permanent kidney failure (even if under age 65)
- Meet standard income and resource requirements
For a full list of requirements visit Medicare.gov’s Medicare Savings Program page.
Based on the information you gave about your income, you could get help from your state to pay your Medicare premium. If your income is low enough, your state also may help pay your coinsurance and deductibles.
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