The Children's Health Insurance Program (CHIP) provides health coverage to nearly eight million children and families with incomes too high to qualify for Medicaid, but can't afford private coverage.
Like Medicaid, CHIP is administered by the states, but is jointly funded by the federal government and states. The Federal matching rate for state CHIP programs is typically about 15 percentage points higher than the Medicaid matching rate for that state. Every state administers its own CHIP program with broad guidance from CMS.
Minnesota operates a combination CHIP program under which the state receives federal funding to implement both a Medicaid expansion and a separate CHIP program.
General Program Requirements
Minnesota's Medicaid expansion CHIP program increases the Medicaid income standard for infants under age 2 by 5% of the federal poverty guidelines. Children under age 2 must meet the Medicaid eligibility requirements (i.e. be a resident of Minnesota, a U.S. citizen or lawfully present noncitizen, and have low income).
Minnesota also operates a separate CHIP program which covers pregnant women who are not eligible for Medicaid due to their immigration status. In order to qualify for CHIP, a pregnant woman must have low income, be a resident of Minnesota, and must not be enrolled in other health coverage.
See the Income page for information about income guidelines by program.
In order to qualify, you must have an annual household income (before taxes) that is below the following amounts:
|Household Size*||Maximum Income Level (Per Year)|
Your Next StepsThe following information will lead you to the next steps to apply for this program.
For information about how to apply, please visit the How to apply for Minnesota Health Care Programs page. You can apply online through the MNsure online application portal. You will also be able to download an application form directly from the site.