Skip to main content
An official website of the United States government
Building icon
The .gov means it's official
Federal government websites always use a .gov or .mil domain. Before sharing sensitive information online, make sure you’re on a .gov or .mil site by inspecting your browser’s address (or “location”) bar.
Lock icon
This site is also protected by an SSL (Secure Sockets Layer) certificate that’s been signed by the U.S. government. The https:// means all transmitted data is encrypted — in other words, any information or browsing history that you provide is transmitted securely.

Social Security Retirement Insurance Benefits

Eligibility Scenario: Age 49-61

undefined Social Security Retirement Insurance Benefits?


Social Security's Retirement Insurance Benefits are federally funded and administered by the U.S. Social Security Administration (SSA).

These are benefits that apply to individuals who have earned enough Social Security credits and are at least age 62.

Social Security's Retirement Insurance Benefits are federally funded and administered by the U.S. Social Security Administration (SSA).

These are benefits that apply to individuals who have earned enough Social Security credits and are at least age 62.

undefined Social Security Retirement Insurance Benefits?


Based on the information you gave, you could get Social Security retirement benefits beginning at age 62 if you have enough work credits.

undefined Social Security Retirement Insurance Benefits?


Would you like an estimate of how much your monthly benefit might be?
If you are a worker age 60 and older and have not signed up for a free my Social Security account, you will receive your annual Social Security Statement in the mail three months before your birthday. You can also access your Statement online. The Statement will tell you if you have enough credits for retirement benefits and, if so, how much your benefit will be.

You can also get a personalized estimate of your Social Security benefits using the online my Social Security Retirement Calculator.

undefined Social Security Retirement Insurance Benefits?


Visit Apply For Social Security Benefits to apply online.

All individuals will need to create a personal my Social Security account to access their online Statement.


Would you like more information about retirement benefits?
Visit SSA's Publications Page and review "Retirement Benefits," Social Security Publication Number 05-10035 or review Chapter 3 of the Social Security Handbook.

Would you like more information about Social Security credits?
Visit SSA's Publications Page and review "Social Security: How You Earn Credits," Social Security Publication Number 05-10072.

You may also contact Social Security by phone at:
1-800-772-1213 (TTY: 1-800-325-0778)