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Home Mortgage Insurance for Disaster Victims

This program helps survivors in disaster areas with homeownership.

1-800-225-5342

Section 203(h) Mortgages

U.S. Department of Housing and Urban Development

Benefit Categories >

Disaster Relief /

Housing Loans /

Life Events /

Housing and Public Utilities /

Loans

undefined Home Mortgage Insurance for Disaster Victims?

Through Section 203(h), the Federal Government helps survivors in presidentially-designated disaster areas recover by making it easier for them to get mortgages and become homeowners or re-establish themselves as homeowners.

undefined Home Mortgage Insurance for Disaster Victims?

Individuals are eligible for this program if their homes are located in an area that was designated by the president as a disaster area and if their homes were destroyed or damaged to such an extent that reconstruction or replacement is necessary. Insured mortgages may be used to finance the purchase or reconstruction of a one-family home that will be the principal residence of the homeowner.

undefined Home Mortgage Insurance for Disaster Victims?

Please contact an Federal Housing Administration (FHA) approved lender for loan term information.


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undefined Home Mortgage Insurance for Disaster Victims?

The borrower's application for mortgage insurance must be submitted to the lender within one year of the president's declaration of the disaster. Applications are made only through an Federal Housing Administration (FHA) approved lending institution.

To obtain an FHA insured mortgage, or lookup lender information, contact an FHA-approved lender.

Section 203(h) Mortgages

To read more about this program, go to HUD Mortgage Insurance for Disaster Victims.

Contact a U.S. Department of Housing and Urban Development (HUD) Housing Counseling agency.

To contact the Federal Housing Administration (FHA), please use one of the following methods:

Visit:
The FHA Resource Center

Write to:
U.S. Department of Housing and Urban Development
Federal Housing Administration
451 Seventh St., SW
Washington, D.C. 20410

Call:
1-800-CALL-FHA (1-800-225-5342) or via Federal Information Relay Service (w/TTY): 1-800-877-8339

Email:
answers@hud.gov