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Economic Injury Disaster Loans

undefined Economic Injury Disaster Loans?


The Economic Injury Disaster Loan Program (EIDL) can provide up to $2 million of financial assistance (actual loan amounts are based on amount of economic injury) to small businesses or private, non-profit organizations that suffer substantial economic injury as a result of the declared disaster, regardless of whether the applicant sustained physical damage.

The EIDL program provides emergency working capital to help meet necessary financial obligations the business or private, non-profit organization could have met had the disaster not occurred. It provides relief from economic injury caused directly by the disaster and permits you to maintain a reasonable working capital position during the period affected by the disaster. EIDLs do not replace lost revenues or lost profits.

The Economic Injury Disaster Loan Program (EIDL) can provide up to $2 million of financial assistance (actual loan amounts are based on amount of economic injury) to small businesses or private, non-profit organizations that suffer substantial economic injury as a result of the declared disaster, regardless of whether the applicant sustained physical damage.

The EIDL program provides emergency working capital to help meet necessary financial obligations the business or private, non-profit organization could have met had the disaster not occurred. It provides relief from economic injury caused directly by the disaster and permits you to maintain a reasonable working capital position during the period affected by the disaster. EIDLs do not replace lost revenues or lost profits.

undefined Economic Injury Disaster Loans?


To be eligible for EIDL assistance, small businesses or private non-profit organizations must have sustained economic injury and be located in a declared disaster area or contiguous county, parish or jurisdiction.

undefined Economic Injury Disaster Loans?


The SBA can provide up to $2 million in disaster assistance to a business. The $2 million loan cap includes both physical disaster loans and EIDLs. There are no upfront fees or early payment penalties charged by SBA. The loan term is up to 30 years and determined by the businesses ability to repay.

30 years
Cannot exceed 4%
$2.0 million
Monthly
No
No

undefined Economic Injury Disaster Loans?


Apply online for disaster loan assistance at your own convenience through SBA's secure Disaster Loan Assistance website.

For application information, please call 1-800-659-2955 or email DisasterCustomerService@sba.gov.


For more information about this program, please visit the Economic Injury Disaster Loan page.