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Loan/​Loan Repayment (53)
7(a) Small Business Loan 7(a) loans are the most basic and most used type loan of the Small Business Administration's (SBA) business loan programs. It's name comes from section 7(a) of the Small Business Act, which authorizes the agency to provide business loans to American ...
AIDS Research Loan Repayment Program The AIDS Research Loan Repayment Program helps to assure an adequate supply of trained researchers with respect to AIDS at the National Institutes of Health (NIH) by providing for the repayment of educational loans for participants who contractually ...
Agricultural Management Assistance Program Agricultural Management Assistance (AMA) is a voluntary program that provides financial assistance and technical assistance to agricultural producers on private lands to construct or improve water management structures or irrigation structures; to pl...
Basic FHA Insured Home Mortgage This program can help individuals buy a single family home. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number of...
Business Physical Disaster Loans If you are in a declared disaster area and have experienced damage to your business, you may be eligible for financial assistance from the Small Business Administration (SBA). Businesses of any size and most private nonprofit organizations may apply ...
Business and Industrial Loans The purpose of the Business & Industrial (B&I) Guaranteed Loan Program is to improve, develop, or finance business, industry, and employment and improve the economic and environmental climate in rural communities. This purpose is achieved by ...
Certified Development Company (CDC) (504) Loan Program The CDC/504 loan program is a long-term financing tool for economic development within a community. The 504 Program provides growing businesses with long-term, fixed-rate financing for major fixed assets, such as equipment or real estate....
Clinical Research Loan Repayment Program The Clinical Research Loan Repayment Program is to recruit and retain highly qualified health professionals as clinical investigators. In exchange for a two-year commitment to your clinical research career, the National Institute of Health (NIH) will...
Clinical Research Loan Repayment Program for Individuals from Disadvantaged Backgrounds The program supports the National Institutes of Health (NIH) Intramural Research Program in recruiting and retaining health professionals from disadvantaged backgrounds to conduct clinical research at the NIH by providing for the repayment of educati...
Combination Mortgage Insurance for Manufactured Home and Lot Federal Housing Administration (FHA) insures mortgage loans made by FHA-approved lenders to buyers of manufactured homes and the lots on which to place them....
Contraception and Infertility Research Loan Repayment Program The Contraception and Infertility Research Loan Repayment Program (CIR-LRP) is designed to provide an incentive for health professionals to work in areas of reproductive research directly related to contraceptive development and/or infertility diagno...
Direct Home Loans for Native Americans The Native American Direct Loan (NADL) program makes home loans available to eligible Native American Veterans who wish to purchase, construct, or improve a home on Federal Trust land or to reduce the interest rate. Veterans who are not Native Ame...
Direct PLUS Loans Direct PLUS Loans are unsubsidized loans for the parents of dependent students and for graduate/professional students. PLUS Loans help pay for education expenses up to the cost of attendance minus all other financial assistance. Interest is charged d...
Economic Injury Disaster Loans The Small Business Administration's (SBA) disaster loans are the primary form of Federal assistance for the repair and rebuilding of non-farm, private sector disaster losses. The disaster loan program is the only form of SBA assistance not limited to...
Education Loan Consolidation Consolidation Loans are available to most borrowers of Federal education loans and come from one of two sources: Direct Consolidation Loans are made by the U.S. Department of Education. You repay a Federal Consolidation Loan to the U.S. Department...
Emergency Farm Loans USDA's Farm Service Agency (FSA) provides emergency loans to help farmers and ranchers who own or operate a farm/ranch located in a county declared by the President or designated by the Secretary of Agriculture as a primary disaster area or quarantin...
Energy Efficient Mortgage Insurance This program helps homebuyers or homeowners save money on utility bills by helping them get loans to cover the cost of adding energy saving features to new or existing housing as part of a Federal Housing Administration insured home purchase or refin...
Equity Investment - Small Business Investment Company (SBIC) Program The Small Business Investment Company (SBIC) program, part of the U.S. Small Business Administration (SBA), was created in 1958 to fill the gap between the availability of venture capital and the needs of small businesses in start-up and growth situa...
Extramural Clinical Research Loan Repayment Program for Individuals from Disadvantaged Backgrounds The ECR-LRP is a congressionally mandated loan repayment program that was established by the Secretary for the Department of Health and Human Services through the Director of NIH. The objective of the E...
FHA PowerSaver Home Energy Retrofit Loan Pilot Program A new pilot program was implemented in fiscal year 2011, which offers borrowers low-cost loans to make energy-saving improvements to their homes. Backed by the Federal Housing Administration (FHA), these new FHA PowerSaver loans offer homeowners up t...
Farm Operating Loans (Direct and Guaranteed) The Farm Service Agency (FSA) offers farm operating loans to farmers who are temporarily unable to obtain private, commercial credit at reasonable rates and terms. Operating loans are used to purchase items such as livestock and feed, machinery and e...
Farm Ownership Loans (Direct and Guaranteed) The Farm Service Agency (FSA) makes farm ownership loans to farmers and ranchers who are temporarily unable to obtain private, commercial credit at reasonable rates and terms. Farm ownership loans are used to purchase farmland, construct and repair b...
Farm Storage Facility Loans Farm Storage Facility Loans (FSFL) are provided to encourage the construction of on-farm storage and handling facilities for eligible commodities. Eligible commodities include: corn, grain sorghum, oats, wheat, barley, rice, soybeans, peanuts, minor ...
Federal Perkins Loan Program Federal Perkins Loans help financially needy undergraduate and graduate students meet the cost of postsecondary education. The award is made by the school based on the availability of funds. A Federal Perkins Loan carries a fixed interest rate and mu...
Fisheries Finance Program The Fisheries Finance Program (FFP) is a direct government loan program that receives an annual loan authority from Congress to provide long-term loans to the aquaculture, mariculture, and commercial fisheries industries. The program will finance up ...
Free Application for Federal Student Aid (FAFSA) The Free Application for Federal Student Aid (FAFSA) is an application used by virtually all two and four-year colleges, universities, and career schools for awarding Federal, state, and college-funded student aid....
Home Loan Interest Rate Reduction Refinancing The Veterans Affairs (VA) loan guarantees are made to service members, Veterans, reservists and certain qualifying unmarried surviving spouses for the refinancing of a VA home loan....
Home Loan for Regular Purchase Veterans Affairs (VA) loan guarantees are made for the purchase of homes, condominiums, co-ops, and manufactured homes. VA guarantees a percentage of the loan. This helps the Veteran obtain a no-down payment mortgage at a competitive interest rate...
Home Mortgage Insurance for Disaster Victims Through Section 203(h), the Federal Government helps survivors in presidentially-designated disaster areas recover by making it easier for them to get mortgages and become homeowners or re-establish themselves as homeowners....
Home Rehabilitation Mortgage Insurance Section 203(k) insurance enables homebuyers and homeowners to finance both the purchase (or refinancing) of a house and the cost of its rehabilitation through a single mortgage or to finance the rehabilitation of their existing home....
Home and Property Disaster Loans The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to homeowners and renters located in a declared disaster area. Financial assistance is available in the form of low-inter...
Indian Health Service Loan Repayment Program The Indian Health Service (IHS) Loan Repayment Program (LRP) awards up to $20,000 per year for the repayment of your qualified student loans in exchange for an initial two-year service obligation to practice full time at an Indian health program site...
Indian Home Loan Guarantee Program This grant provides and operates cost-effective, decent, safe and affordable dwellings for lower income families through an authorized local Public Housing Agency (PHA)....
Indian Home Loan Guarantee Program (Section 184) This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed mortgage loan program available through private financia...
Indian Loan Guaranty, Insurance, and Interest Subsidy Program The purpose of the program is to assist in obtaining financing from private sources to promote business development initiatives that contribute to the economy of the reservation or service area....
Interest Rate Reduction Refinance Loan (IRRRL) A Veterans Administration (VA) interest rate reduction refinance loan (IRRRL) can be used to refinance an existing VA loan or a conventional loan into a VA-guaranteed loan and lower the interest rate and payment. IRRRLs do not require credit under...
Loan Management For Veterans or Servicemembers who have a conventional or sub-prime loan, the Department of Veterans Affairs (VA) has a network of eight Regional Loan Centers that can offer advice and guidance during times of financial hardship. Borrowers may vis...
Manufactured Home Loan Insurance Federal Housing Administration (FHA) insures mortgage loans made by private lending institutions to finance the purchase of a new or used manufactured home....
Microloan Program The MicroLoan Program provides very small loans to start-up, newly established, or growing small business concerns and certain not-for-profit childcare centers. Under this program, SBA makes funds available to nonprofit community based lenders (Micro...
Military Reservist Economic Injury Disaster Loan Program The purpose of the Military Reservist Economic Injury Disaster Loan program (MREIDL) is to provide funds to eligible small businesses to meet its ordinary and necessary operating expenses that it could have met, but is unable to meet, because an esse...
National Health Service Corps Loan Repayment Program The National Health Service Corps Loan Repayment Program recruits health professionals to work in selected health professional shortage areas and, in return, helps repay their qualifying educational loans. In addition to loan repayment, these clinici...
National Institute on Minority Health and Health Disparities (NIMHD) Loan Repayment Program The National Institute on Minority Health and Health Disparities (NIMHD) was mandated by Congress to develop a distinct loan repayment program to increase the pool of extramural researchers who conduct minority health disparities and other health dis...
National Institutes of Health Loan Repayment Programs (LRPs) National Institutes of Health (NIH) wants to encourage outstanding health professionals to pursue careers in biomedical, behavioral, social, and clinical research. If you commit at least two years to conducting qualified research funded by a domestic...
Nursing Education Loan Repayment Program To assist in the recruitment and retention of professional nurses dedicated to providing health care to underserved populations, the Nursing Education Loan Repayment Program offers registered nurses substantial assistance to repay educational loans i...
Pediatric Research Loan Repayment Program In exchange for a two-year commitment to your research career, the National Institutes of Health (NIH) will repay up to $35,000 per year of your qualified repayable educational debt, pay an additional 39 percent of the repayments to cover your Federa...
Property Improvement Loan Insurance The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requirements. Lending institutions make loans from th...
Rural Housing Loans Direct and guaranteed loans may be used to buy, build, or improve the applicant's permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain other r...
Rural Housing: Farm Labor Housing Loans and Grants The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers. Farm Labor Housing loans and grants are provided to buy, build, improve, or repair housing for farm laborers, includin...
Rural Housing: Housing Repair Loans and Grants The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings. Loans are arranged for up to 20 years at 1 perce...
Short Term Lending Program The Office of Small and Disadvantaged Businesses Utilization (OSDBU) Financial Assistance Division has the Short-Term Lending Program (STLP) to help small businesses gain access to the capital they need to participate in transportation-related contra...
Stafford Loans for Students Direct Stafford Loans, from the William D. Ford Federal Direct Loan (Direct Loan) Program, are low-interest loans for eligible students to help cover the cost of higher education at a four-year college or university, community college, or trade, care...
VA-Guaranteed Home Loan Program The Department of Veterans Affairs (VA) home loan guaranties are issued to help eligible Servicemembers, Veterans, Reservists, National Guard and certain surviving spouses obtain, retain and adapt a home and to refinance their loan....
Veterans Life Insurance Policy Loans and Cash Surrenders Policyholders who have permanent plans of insurance under one of the programs listed below may borrow up to 94 percent of the cash value of the policy after it has been in force for one year or surrender the policy for its cash value....