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Housing (54)
Adjustable Rate Mortgage Insurance This program can help individuals buy a single family home in which they intend to live. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders m...
Architectural Barriers Act Enforcement This program assists individuals subject to discrimination on the basis of disability within the domain of Federally assisted programs....
Basic FHA Insured Home Mortgage This program can help individuals buy a single family home. While U.S. Housing and Urban Development (HUD) does not lend money directly to buyers to purchase a home, Federal Housing Administration (FHA) approved lenders make loans through a number of...
Combination Mortgage Insurance for Manufactured Home and Lot Federal Housing Administration (FHA) insures mortgage loans made by FHA-approved lenders to buyers of manufactured homes and the lots on which to place them....
Conservation Reserve Program (CRP) - Transition Incentives Program (TIP) The Transition Incentive Program (TIP) provides annual payments for an additional two years beyond the expiration of a CRP contract to participants who sell their land, or lease it long-term, to a beginning or socially disadvantaged farmer or rancher...
Continuum of Care (CoC) Homeless Assistance Program The Continuum of Care (CoC) Homeless Assistance Program assists individuals and families experiencing homelessness by helping homeless individuals and families move into transitional and permanent housing....
Direct Home Loans for Native Americans The Native American Direct Loan (NADL) program makes home loans available to eligible Native American Veterans who wish to purchase, construct, or improve a home on Federal Trust land or to reduce the interest rate. Veterans who are not Native Ame...
Emergency Solutions Grants (ESG) The purpose of the ESG program is to assist individuals and families quickly regain stability in permanent housing after experiencing a housing crisis or homelessness. ESG provides grants by formula to States, metropolitan cities, urban counties and ...
Energy Efficient Mortgage Insurance This program helps homebuyers or homeowners save money on utility bills by helping them get loans to cover the cost of adding energy saving features to new or existing housing as part of a Federal Housing Administration insured home purchase or refin...
Equal Opportunity in Housing The objective of this program is to support fair housing throughout the United States and provide an administrative enforcement system that is subject to judicial review....
FEMA Housing Portal The FEMA Housing Portal is intended to help individuals and families who have been displaced by a disaster find a place to live. The portal consolidates rental resources to help individuals and families find available rental units in their area. Rent...
FHA PowerSaver Home Energy Retrofit Loan Pilot Program A new pilot program was implemented in fiscal year 2011, which offers borrowers low-cost loans to make energy-saving improvements to their homes. Backed by the Federal Housing Administration (FHA), these new FHA PowerSaver loans offer homeowners up t...
Fair Housing Initiatives Program (FHIP) Education and Outreach Initiative The purpose of the program is to develop, implement, carry out, or coordinate education and outreach programs designed to inform the public concerning rights and obligations under the Fair Housing Act....
Fair Housing Initiatives Program (FHIP) Private Enforcement Initiative The purpose of the program is to develop, implement, carry out, or coordinate programs or activities designed to obtain enforcement of the rights granted by the Fair Housing Act or by substantially equivalent state and local fair housing law....
Fair Housing Initiatives and Administrative Enforcement Initiative Program The purpose of the program is to develop, implement, carry out, or coordinate programs or activities designed to obtain enforcement of the rights granted by the Fair Housing Act or by substantially equivalent state and local fair housing laws....
Fair Housing Initiatives and Fair Housing Organizations Initiative Program The program's objective is to develop or expand the ability of existing eligible organizations to provide fair housing enforcement and to establish new fair housing enforcement organizations....
Family Violence Prevention Services The Family Violence Prevention and Services Program (FVPSA) is available to help victims of domestic abuse and their dependents secure immediate shelter and related assistance. The program is committed to: Providing shelter for victims and childre...
Good Neighbor Next Door Program If you are a law enforcement officer, firefighter, emergency medical technician, or teacher, this program may help you purchase a home in a U.S. Department of Housing and Urban Development (HUD) revitalization area by offering qualified purchasers a ...
HOME Investment Partnerships Program HOME provides formula grants to States and localities that communities use-often in partnership with local nonprofit groups-to fund a wide range of activities that build, buy, and/or rehabilitate affordable housing for rent or homeownership or provid...
HUD Homes for Sale A U.S. Department of Housing and Urban Development (HUD) home is a 1-to-4 unit residential property acquired by HUD as a result of a foreclosure action on a Federal Housing Administration (FHA)-insured mortgage. HUD becomes the property owner and off...
HUD Public Housing Program Public housing was established to provide decent and safe rental housing for eligible low-income families. Public housing comes in all sizes and types, from scattered single family houses to highrise apartments for elderly families....
Home Equity Conversion Mortgages (HECM) The Home Equity Conversion Mortgage (HECM) is Federal Housing Administration's (FHA) reverse mortgage program which enables you to withdraw some of the equity in your home. You choose how you want to withdraw your funds, whether in a fixed monthly am...
Home Loan Interest Rate Reduction Refinancing The Veterans Affairs (VA) loan guarantees are made to service members, Veterans, reservists and certain qualifying unmarried surviving spouses for the refinancing of a VA home loan....
Home Loan for Regular Purchase Veterans Affairs (VA) loan guarantees are made for the purchase of homes, condominiums, co-ops, and manufactured homes. VA guarantees a percentage of the loan. This helps the Veteran obtain a no-down payment mortgage at a competitive interest rate...
Home and Property Disaster Loans The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to homeowners and renters located in a declared disaster area. Financial assistance is available in the form of low-inter...
Homeless Veterans Assistance Center Veterans and families requiring assistance finding or keeping safe, affordable housing can access services for homeless Veterans and their families by contacting the U.S. Department of Veterans Affairs (VA) Homeless Veterans Assistance Center. Servic...
Housing Choice Voucher Program (Section 8) The housing choice voucher program provides assistance to very low-income families to afford decent, safe, and sanitary housing. Housing can include single-family homes, townhouses and apartments and is not limited to units located in subsidized hous...
Housing Counseling Assistance Program U.S. Department of Housing and Urban Development (HUD) funds housing counseling agencies throughout the country that can give you advice on buying a home, renting, defaults, foreclosures, credit issues and reverse mortgages....
Housing Finance Agencies (HFA) Risk Sharing U.S. Department of Housing and Urban Development (HUD) provides credit enhancement for mortgages for multifamily housing projects whose loans are underwritten, processed, serviced, and disposed of by Housing Finance Agencies (HFA)....
Housing Improvement Program The purpose of the program is to eliminate substantially substandard Indian owned and inhabited housing for very low income eligible Indians living in approved tribal service areas....
Housing Opportunities for Persons With AIDS (HOPWA) The Housing Opportunities for Persons With AIDS (HOPWA) program provides housing assistance for people living with HIV/AIDS. In some cases, HOPWA assistance will include chemical dependency treatment, mental health treatment, nutritional services, jo...
Indian Home Loan Guarantee Program This grant provides and operates cost-effective, decent, safe and affordable dwellings for lower income families through an authorized local Public Housing Agency (PHA)....
Indian Home Loan Guarantee Program (Section 184) This program provides home ownership opportunities to Native Americans, Tribes, Tribally Designated Housing Entities (TDHEs), and Indian Housing Authorities on Indian land, through a guaranteed mortgage loan program available through private financia...
Indian Housing Block Grants This grant provides Federal assistance for Indian tribes for the right of tribal self-governance, housing-related services such as housing counseling, self-sufficiency services, energy auditing, and the establishment of resident organizations....
Individuals and Households Program (IHP) - Housing Assistance After a Presidential disaster declaration is made, you may be eligible for disaster assistance, including grant assistance, from the Federal Emergency Management Agency's (FEMA) Federal Assistance to Individuals and Households Program (IHP). After yo...
Interest Rate Reduction Refinance Loan (IRRRL) A Veterans Administration (VA) interest rate reduction refinance loan (IRRRL) can be used to refinance an existing VA loan or a conventional loan into a VA-guaranteed loan and lower the interest rate and payment. IRRRLs do not require credit under...
Loan Management For Veterans or Servicemembers who have a conventional or sub-prime loan, the Department of Veterans Affairs (VA) has a network of eight Regional Loan Centers that can offer advice and guidance during times of financial hardship. Borrowers may vis...
Manufactured Home Loan Insurance Federal Housing Administration (FHA) insures mortgage loans made by private lending institutions to finance the purchase of a new or used manufactured home....
National Housing Locator System (NHLS): Disaster Resource Locator The Disaster Resource Locator is a web-based program on the National Housing Locator System (NHLS) website that allows the public to search for HUD Regional Offices, HUD Field Offices, Public Housing Authorities, and other disaster related resources....
Non-Discrimination in Federally Assisted and Conducted Programs (On the Basis of Disability) The program is designed to prohibit discrimination on the basis of disability in programs or activities receiving Federal financial assistance....
Non-Discrimination in Federally-Assisted Programs (On the Basis of Age) The program is designed to prohibit discrimination on the basis of age in programs or activities receiving Federal financial assistance....
Projects for Assistance in Transition from Homelessness (PATH) The Federal grant program Projects for Assistance in Transition from Homelessness (PATH) provides assistance to individuals who are homeless and have serious mental illnesses. PATH funds are distributed to States/Territories that, in turn, contract w...
Property Improvement Loan Insurance The Federal Housing Administration (FHA) makes it easier for consumers to obtain affordable home improvement loans by insuring loans made by private lenders to improve properties that meet certain requirements. Lending institutions make loans from th...
Rural Housing Loans Direct and guaranteed loans may be used to buy, build, or improve the applicant's permanent residence. New manufactured homes may be financed when they are on a permanent site, purchased from an approved dealer or contractor, and meet certain other r...
Rural Housing: Farm Labor Housing Loans and Grants The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers. Farm Labor Housing loans and grants are provided to buy, build, improve, or repair housing for farm laborers, includin...
Rural Housing: Housing Repair Loans and Grants The Rural Housing Repair Loans and Grants program provides loans and grants to very low-income homeowners to repair, improve, modernize, or to remove health and safety hazards in their rural dwellings. Loans are arranged for up to 20 years at 1 perce...
Rural Rental Assistance Rural Rental Assistance is used to reduce the rent paid by low-income families who live in eligible Rural Rental Housing (RRH), Rural Cooperative Housing (RCH) and Farm Labor Housing (LH) projects financed by the Rural Housing Service. To receive ass...
Rural Rental Housing Low-income rental and cooperative housing is available for low-income rural residents. Listings of participating housing projects are available through each state's Rural Development office. Potential applicants must apply directly to building manage...
Section 811 Supportive Housing for Persons with Disabilities The Section 811 program allows persons with disabilities to live as independently as possible in the community by subsidizing rental housing opportunities which provide access to appropriate supportive services. Section 811 program is authorized to o...
Single Room Occupancy (SRO) Projects The Single Room Occupancy (SRO) program provides mortgage insurance for multifamily properties consisting of single-room units....
Street Outreach Program The Street Outreach Program (SOP) provides outreach services designed to build relationships between outreach workers and street youth. The goal of these efforts is to protect young people from the damaging effects of street life. SOPs are found in v...
Support Services for Runaway and Homeless Youth-Basic Centers Basic Center programs provide emergency shelter services to runaway and homeless youth. These programs seek to reunite young people with their families, whenever possible, or to locate appropriate alternative placements. Basic Center programs are loc...
Transitional Living Program for Homeless Youth The Transitional Living Program (TLP) provides homeless youth with stable, safe living accommodations for up to 21 months. The TLP provides services to help young people develop skills necessary to move to independence and life as healthy, productive...
VA-Guaranteed Home Loan Program The Department of Veterans Affairs (VA) home loan guaranties are issued to help eligible Servicemembers, Veterans, Reservists, National Guard and certain surviving spouses obtain, retain and adapt a home and to refinance their loan....