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Benefit Details
Architectural Barriers Act Enforcement
Managing Agency U.S. Department of Housing and Urban Development http://www.hud.gov/

Program Description

This program assists individuals subject to discrimination on the basis of disability within the domain of Federally assisted programs.

General Program Requirements

In order to qualify for this benefit program, you must claim that you have been denied housing or financial assistance due to discrimination.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To file a complaint, go to: http://portal.hud.gov/hudportal/HUD?src=/program_offices/...

Program Contact Information

Casualties, Disasters, and Theft
Managing Agency U.S. Department of the Treasury http://www.ustreas.gov/

Program Description

The program offers tax relief for casualty losses that result from the destruction of, or damage to your property from any sudden, unexpected, or unusual event such as a flood, hurricane, tornado, fire, earthquake or even volcanic eruption.

General Program Requirements

In order to qualify for this benefit program, you must be a victim of a Presidentially declared disaster and you must be a taxpayer who is interested in receiving tax information and preparation assistance.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

No application is needed to utilize this program. However, you must file your taxes using the guidelines posted at http://www.irs.gov/taxtopics/tc515.html.

Program Contact Information

For more information, visit:
http://www.irs.gov/newsroom/article/0,,id=108362,00.html

Or contact your local Taxpayer Assistance Center:
http://www.irs.gov/localcontacts/index.html

For additional information contact:
IRS Tax Forms & Publications
SE:W:CAR:MP:FP, IR-6526
1111 Constitution Ave NW
Washington, DC 20224

Child and Adult Care Food Program (CACFP)
Managing Agency U.S. Department of Agriculture http://www.usda.gov/

Program Description

The Child and Adult Care Food Program (CACFP) plays a vital role in improving the quality of day care and making it more affordable for many low-income families. The CACFP provides reimbursement for nutritious meals and snacks served to children and adults in day care facilities. Participants in the Program also receive nutrition education materials and training in planning and serving safe, nutritious meals to those in their care. Each day, 3.3 million children receive nutritious meals and snacks through CACFP. The program also provides meals and snacks to 120,000 adults who receive care in nonresidential adult day care centers. CACFP reaches even further to provide meals to children and youth residing in emergency shelters or participating in eligible afterschool care programs.

General Program Requirements

Independent centers and sponsoring organizations enter into agreements with their administering State agencies to assume administrative and financial responsibility for CACFP operations. In centers and certain day care homes, participants from households with incomes at or below 130 percent of poverty are eligible for free meals. Participants in centers with household incomes between 130 percent and 185 percent of poverty are eligible for meals at a reduced price. Institutions must determine each enrolled participant's eligibility for free and reduced price meals served in centers. Participants in day care homes located in low-income areas or operated by low-income providers are automatically eligible for free meals.

Children whose families receive benefits from the Supplemental Nutrition Assistance Program (SNAP), Food Distribution Program on Indian Reservations (FDPIR), or State programs funded through Temporary Assistance for Needy Families (TANF) or who are enrolled in Head Start or Even Start are automatically eligible for free meals, without further application or eligibility determination. Foster children who are the responsibility of the State or placed by the court, and children who are experiencing homelessness are also automatically eligible for free meals. Adult participants who receive SNAP, FDPIR, Social Security Income (SSI), or Medicaid benefits are also automatically eligible for free meals.

Maximum income limits for eligibility are available at:
http://www.fns.usda.gov/cnd/Governance/notices/iegs/IEGs.htm

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

CACFP is administered by State agencies. Potential applicants or child care providers should contact the appropriate State agency for more information. The Food and Nutrition Service provides Program and State contact information at:
http://www.fns.usda.gov/cnd/Contacts/StateDirectory.htm

Program Contact Information

Conservation Reserve Program (CRP) - Transition Incentives Program (TIP)
Managing Agency U.S. Department of Agriculture http://www.usda.gov/

Program Description

The Transition Incentive Program (TIP) provides annual payments for an additional two years beyond the expiration of a CRP contract to participants who sell their land, or lease it long-term, to a beginning or socially disadvantaged farmer or rancher.

General Program Requirements

To be eligible for TIP, an owner must be a retired or retiring farmer or rancher on land enrolled in an expiring CRP contract. The owner must agree to sell, or agree to lease long-term the land enrolled in an expiring CRP contract to a beginning or socially disadvantaged farmer or rancher.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To enroll land in CRP TIP, contact the Farm Service Agency (FSA) office nearest you using this office locator tool:
http://www.fsa.usda.gov/FSA/stateOffices?area=stoffice&subject=landing&topic=landing

Program Contact Information

FSA has developed a website to provide a tool to connect retired or retiring land owners or operators with beginning or socially disadvantaged farmers or ranchers who are interested in the Transition Incentives Program. For more information, please visit: http://www.fsa.usda.gov/FSA/webapp?area=online&subject=landing&topic=tin
Equal Opportunity in Housing
Managing Agency U.S. Department of Housing and Urban Development http://www.hud.gov/

Program Description

The objective of this program is to support fair housing throughout the United States and provide an administrative enforcement system that is subject to judicial review.

General Program Requirements

In order to qualify for this benefit program, you must claim that you have been denied housing or financial assistance due to discrimination.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To file a complaint, go to: http://portal.hud.gov/hudportal/HUD?src=/program_offices/...

Program Contact Information

Toll-free number for filing complaints (V): 1-800-669-9777
Toll-free number for filing complaints (TTY): 1-800-927-9275
FEMA Housing Portal
Managing Agency U.S. Department of Homeland Security http://www.dhs.gov/

Program Description

The FEMA Housing Portal is intended to help individuals and families who have been displaced by a disaster find a place to live. The portal consolidates rental resources to help individuals and families find available rental units in their area. Rental resources are identified and provided by federal agencies such as the U.S. Department of Housing and Urban Development, U.S. Department of Agriculture, U.S. Veterans Affairs, as well as by private organizations and individuals.

General Program Requirements

Anyone with access to the Internet can view the housing resource information in the Housing Portal. In the advanced search criteria users can search for properties that meet their living needs and/or accept specific assistance programs. The relevant advanced search criteria are listed below:
  • Children accepted
  • Pets accepted
  • Section 8
  • Accessible
  • FEMA Direct Payment

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

No application is necessary to utilize the FEMA Housing Portal website.

Program Contact Information

It is recommended that individuals using this portal call prior to traveling to the location of the property to make sure the property is still available:
1-800-621-FEMA (3362)

To start searching for housing, visit: https://asd.fema.gov/inter/hportal/home.htm
Fair Housing Initiatives Program (FHIP) Education and Outreach Initiative
Managing Agency U.S. Department of Housing and Urban Development http://www.hud.gov/

Program Description

The purpose of the program is to develop, implement, carry out, or coordinate education and outreach programs designed to inform the public concerning rights and obligations under the Fair Housing Act.

General Program Requirements

In order to qualify for this benefit program, you must be a non-profit fair housing organization that to conducts enforcement activities to prevent or eliminate discriminatory housing practices.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For more information, see the Program Contact Information below.

Program Contact Information

FHIP/FHAP Support Division
Office of Programs
Office of Fair Housing and Equal Opportunity
Department of Housing and Urban Development
451 7th Street, SW.
Room 5234
Washington, DC 20410
Telephone: 202-708-2288
Fair Housing Initiatives Program (FHIP) Private Enforcement Initiative
Managing Agency U.S. Department of Housing and Urban Development http://www.hud.gov/

Program Description

The purpose of the program is to develop, implement, carry out, or coordinate programs or activities designed to obtain enforcement of the rights granted by the Fair Housing Act or by substantially equivalent state and local fair housing law.

General Program Requirements

In order to qualify for this benefit program, you must be a non-profit fair housing organization that to conducts enforcement activities to prevent or eliminate discriminatory housing practices.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For more information, see the Program Contact Information below.

Program Contact Information

FHIP/FHAP Support Division
Office of Programs
Office of Fair Housing and Equal Opportunity
Department of Housing and Urban Development
451 7th Street, SW.
Room 5234
Washington, DC 20410
Telephone: 202-708-2288
Fair Housing Initiatives and Administrative Enforcement Initiative Program
Managing Agency U.S. Department of Housing and Urban Development http://www.hud.gov/

Program Description

The purpose of the program is to develop, implement, carry out, or coordinate programs or activities designed to obtain enforcement of the rights granted by the Fair Housing Act or by substantially equivalent state and local fair housing laws.

General Program Requirements

In order to qualify for this benefit program, you must be a non-profit fair housing organization that conducts enforcement activities to prevent or eliminate discriminatory housing practices.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For more eligibility information and application instructions, go to:
http://www.hud.gov/offices/fheo/partners/FHIP/fhip.cfm

Program Contact Information

For more information about this program, visit: http://www.hud.gov/offices/fheo/partners/FHIP/fhip.cfm
Send questions via U.S. mail or call:
FHIP/FHAP Support Division
Office of Programs
Office of Fair Housing and Equal Opportunity
Department of Housing and Urban Development
451 7th Street, SW
Room 5234
Washington, DC 20410
Telephone: 202-708-2288
Fair Housing Initiatives and Fair Housing Organizations Initiative Program
Managing Agency U.S. Department of Housing and Urban Development http://www.hud.gov/

Program Description

The program's objective is to develop or expand the ability of existing eligible organizations to provide fair housing enforcement and to establish new fair housing enforcement organizations.

General Program Requirements

In order to qualify for this benefit program, you must be a non-profit fair housing organization that conducts enforcement activities to prevent or eliminate discriminatory housing practices.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For more information, see the Program Contact Information below.

Program Contact Information

For more information about this program, please write:
Myron Newry
Director, FHIP/FHAP Support Division
Office of Fair Housing and Equal Opportunity
Department of Housing and Urban Development
451 7th Street, SW
Room 5224
Washington, DC 20410
Telephone: 202-708-2288
Myron_P._Newry@hud.gov
Former Worker Medical Screening Program (FWP)
Managing Agency U.S. Department of Energy http://www.energy.gov/

Program Description

The Former Worker Program (FWP) identifies, notifies, and makes medical screening services available, at no cost, to former employees who have worked in the weapons complex during the past 60-plus years for the Department of Energy (DOE) or its predecessor agencies (the Atomic Energy Commission and the Energy Research and Development Administration). DOE uses occupational health experts to independently offer medical screening to former workers for potential adverse health outcomes related to occupational exposures to such conditions as radiation, noise, beryllium, asbestos, lasers, silica, and others. The FWP was first established following the issuance of the Fiscal Year 1993 Defense Authorization Act (Public Law 102-484), which called for DOE to assist workers with determining whether they had health issues related to their prior work with DOE.

General Program Requirements

Workers eligible for this program include all former DOE Federal, contractor, and subcontractor employees from all DOE sites.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For more information, see the Program Contact Information below.

Program Contact Information

For additional information on the FWP, please visit the following DOE pages:

Former Worker Medical Screening Program page

FWP Outreach page

Medical Screening page
Grassland Reserve Program (GRP)
Managing Agency U.S. Department of Agriculture http://www.usda.gov/

Program Description

The Grassland Reserve Program (GRP) is a voluntary conservation program that emphasizes support for working grazing operations, enhancement of plant and animal biodiversity, and protection of grassland under threat of conversion to other uses.

General Program Requirements

Participants voluntarily limit future development and cropping uses of the land while retaining the right to conduct common grazing practices and operations related to the production of forage and seeding, subject to certain restrictions during nesting seasons of bird species that are in significant decline or are protected under Federal or state law. A grazing management plan is required for participants.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For information about how to apply, contact the Natural Resources Conservation Service (NRCS) Office within your local U.S.  Department of Agriculture (USDA) Service Center nearest you at:
http://offices.sc.egov.usda.gov/locator/app

Application forms for this program can be downloaded at this website:
http://www.nrcs.usda.gov/wps/portal/nrcs/main/national/programs/easements/grassland

Program Contact Information

Home Loan for Regular Purchase
Managing Agency Veterans Benefits Administration (VBA) http://benefits.va.gov/benefits/

Program Description

Veterans Affairs (VA) loan guarantees are made for the purchase of homes, condominiums, co-ops, and manufactured homes.

VA guarantees a percentage of the loan. This helps the Veteran obtain a no-down payment mortgage at a competitive interest rate.

VA loans may also be refinanced. Go to Home Loan Interest Rate Reduction Refinancing to see the program requirements.

General Program Requirements

Persons who may qualify for VA guaranteed loans include:
  • Veterans (including Reserve and National Guard members who were called to active duty)
  • Active duty servicemembers
  • Current Reserve and Guard members (usually after six years of reserve service)
  • Certain surviving spouses

Commissioned Officers of the Public Health Service and National Oceanic and Atmospheric Administration are considered to be active duty members and Veterans, once discharged.

Length-of-service requirements apply in most cases.

Generally, in order to receive VA benefits and services the Veteran/servicemember's character of discharge or service must be under other than dishonorable conditions (e.g., honorable, under honorable conditions, general). However, individuals receiving undesirable, bad conduct, and other types of dishonorable discharges may qualify for VA benefits depending on a determination made by VA.

Loan Terms

Market Interest Rate, VA funding fee and no pre-payment penalties. Maximum loan term cannot exceed 30 years. No maximum loan amount; monthly payment frequency.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To apply, you will need a valid Certificate of Eligibility (COE). There are several ways to obtain your COE:
  • You may be able to obtain a COE online through eBenefits at www.ebenefits.va.gov .
  • If you are unable to obtain your COE through eBenefits, check with your lender. In most cases, your lender will be able to obtain a COE for you using the Automated Certificate of Eligibility (ACE) program.
  • You can download VA Form 26-1880, "Request for A Certificate of Eligibility" at http://www.va.gov/vaforms/ . Complete it and mail it with proof of military service to our Eligibility Center at:

    Atlanta Regional Loan Center
    ATTN: COE (262)
    P.O. Box 100034
    Decatur, GA 30031

For more information on this program, visit http://www.benefits.va.gov/homeloans/.

Program Contact Information

If you have questions, please visit:
https://iris.custhelp.com/app/answers/detail/a_id/1080 to search Frequently Asked Questions.

Please contact a Regional Loan Center if you have detailed questions:
http://www.benefits.va.gov/homeloans/rlcweb.asp

eBenefits is a one-stop source for information on Department of Defense and Department of Veterans Affairs benefits and services. With a free Premium level eBenefits account, Veterans and Servicemembers can conduct self-service transactions such as checking claim status information, GI Bill enrollment, and obtaining copies of civil service preference letters, DD214, and other personal information. For further information and to register for a free Premium level account, visit http://www.ebenefits.va.gov.
Home and Property Disaster Loans
Managing Agency U.S. Small Business Administration http://www.sba.gov

Program Description

The U.S. Small Business Administration (SBA) is responsible for providing affordable, timely and accessible financial assistance to homeowners and renters located in a declared disaster area. Financial assistance is available in the form of low-interest, long-term loans for losses that are not fully covered by insurance or other recoveries.

Homeowners may apply for up to $200,000 to repair or replace their primary residence to its pre-disaster condition. The loan may not be used to upgrade the home or make additions to it, unless as required by building authority/code. In some cases, SBA may be able to refinance all or part of a previous mortgage (not to exceed $200,000) when the applicant does not have credit available elsewhere, has suffered substantial disaster damage not covered by insurance, and intends to repair the damage. SBA considers refinancing when processing each application. Loans may also be increased by as much as 20 percent of the verified losses (not to exceed $200,000) to protect the damaged real property from possible future disasters of the same kind. Secondary homes or vacation properties are not eligible for home disaster loans; however, qualified rental properties may be eligible for assistance under the business disaster loan program.

Renters and homeowners alike may borrow up to $40,000 to replace damaged or destroyed personal property such as clothing, furniture, appliances, automobiles, etc. As a rule of thumb, personal property is anything that is not considered real estate or a part of the actual structure. This loan may not be used replace extraordinarily expensive or irreplaceable items, such as antiques, collections, pleasure boats, recreational vehicles, fur coats, etc.

General Program Requirements

In order to qualify for this benefit program, homeowners and renters must have sustained physical damage and be located in a disaster declared county.

Loan Terms

Disaster survivors must repay SBA disaster loans. SBA can only approve loans to applicants with a reasonable ability to repay the loan and other obligations from earnings. The terms of each loan are established in accordance with each borrower's ability to repay. The law gives SBA several powerful tools to make disaster loans affordable: low fixed interest rates, long-terms (up to 30 years), and refinancing of prior real estate liens (in some cases). As required by law, the interest rate for each loan is based on SBA's determination of whether an applicant has the ability to borrow or use their own resources to overcome the disaster.

The SBA can provide up to $200,000 to homeowners to repair or replace their primary residence. Homeowners and renters are eligible for up to $40,000 to help repair or replace personal property. There are no upfront fees or early payment penalties charged by SBA.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

Apply online for disaster loan assistance at your own convenience through SBA's secure Website at https://disasterloan.sba.gov/ela. You may also may completed applications to:

Mail completed applications to:
Processing and Disbursement Center
14925 Kingsport Road
Fort Worth, Texas 76155

Disaster victims can also apply in person at any FEMA-State Disaster Recovery Center or SBA Disaster Loan Outreach Center and receive personal, one-on-one help from an SBA representative. To find a location near you or help applying by mail, please contact our Customer Service Center at 1-800-659-2955 or by e-mail at DisasterCustomerService@sba.gov.

Homeowners and renters applying for assistance in a Presidential disaster declaration must first register with FEMA either online at www.disasterassistance.gov or by phone at 1-800-621-3362.

Program Contact Information

For more information about the program or questions on how to apply, please visit:
http://www.sba.gov/content/home-and-personal-property-loans

Or contact the program at:
1-800-659-2955
OR
disastercustomerservice@sba.gov
Homeless Veterans Reintegration Project (HVRP)
Managing Agency U.S. Department of Labor http://www.dol.gov/

Program Description

The HVRP provides employment and training services to assist in reintegrating homeless veterans into meaningful employment within the labor force and to stimulate the development of effective service delivery systems that will address the complex problems facing homeless veterans. The program is employment-focused and homeless veterans receive customized employment and training services to assist them in successfully transitioning into the labor force.

General Program Requirements

HVRP funds are awarded to eligible entities through a competitive grant process outlined in the annual Solicitation for Grants Application (SGA).

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For more information, see the Program Contact Information below.

Program Contact Information

Contact the Veterans Employment and Training Service (VETS) office nearest you, which is listed in the phone book under United States Government, U. S. Department of Labor. For a list of regional and state VETS offices go to: http://www.dol.gov/vets/aboutvets/contacts/main.htm#RegionalStateDirectory
Individuals and Households Program (IHP) - Other Needs Assistance
Managing Agency U.S. Department of Homeland Security http://www.dhs.gov/

Program Description

The Individuals and Households Program provides assistance to individuals and households affected by a disaster to enable them to address necessary expenses and serious needs, which cannot be met through other forms of disaster assistance or insurance. Forms of other needs assistance under IHP include personal property, medical, dental and funeral.

General Program Requirements

In order to be eligible for this program, you must be a U.S. citizen, non-citizen national, or qualified alien, and:
  • You must have losses in an area that has been declared a disaster by the President of the United States
  • You have disaster-related necessary expenses or serious needs
  • The disaster-caused need cannot be met through other forms of disaster assistance or insurance, including a disaster assistance loan from the U.S. Small Business Administration
  • You have insufficient or no insurance.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To apply for this program please contact FEMA at 1-800-621-FEMA (3362) or visit:
http://www.fema.gov/assistance/index.shtm

Program Contact Information

For more information, please call 1-800-621-FEMA (3362) or 1-800-462-7585 (TTY) for people with hearing or speech disabilities.
Interest Rate Reduction Refinance Loan (IRRRL)
Managing Agency Veterans Benefits Administration (VBA) http://benefits.va.gov/benefits/

Program Description

A Veterans Administration (VA) interest rate reduction refinance loan (IRRRL) can be used to refinance an existing VA loan or a conventional loan into a VA-guaranteed loan and lower the interest rate and payment.

IRRRLs do not require credit underwriting and may include the entire outstanding balance of the prior loan, to include closing costs and up to two discount points.

General Program Requirements

Persons who may qualify for this refinance loan include:
  • Eligible Veterans,
  • Active duty Servicemembers,
  • Current Reserve and National Guard members (usually after 6 years of reserve service), or
  • Certain surviving spouses

Commissioned Officers of the Public Health Service and National Oceanic and Atmospheric Administration are considered to be active duty members and Veterans, once discharged.

Length-of-service requirements apply in most cases.

Generally, in order to receive VA benefits and services the Veteran/Servicemember's character of discharge or service must be under other than dishonorable conditions (e.g., honorable, under honorable conditions, general). However, individuals receiving undesirable, bad conduct, and other types of dishonorable discharges may qualify for VA benefits depending on a determination made by VA.

Loan Terms

Veterans can negotiate the interest rate with the lender on all loan types. A VA funding fee must be paid unless the Veteran is exempt due to receipt of compensation. The funding fee can be paid in cash or rolled into the loan closing. VA does not require an appraisal to refinance a loan. The Veteran, the spouse or the child of an active duty Servicemember must certify their intent to occupy the property.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To apply, you will need a valid Certificate of Eligibility (COE). There are several ways to obtain your COE:
  • You may be able to obtain a COE online through eBenefits at www.ebenefits.va.gov/.
  • If you are unable to obtain your COE through eBenefits, check with your lender. In most cases, your lender will be able to obtain a COE for you using the Automated Certificate of Eligibility (ACE) program.
  • You can download VA Form 26-1880, "Request for A Certificate of Eligibility" at http://www.va.gov/vaforms/. Complete it and mail it with proof of military service to our Eligibility Center at:

    Atlanta Regional Loan Center
    ATTN: COE (262)
    P.O. Box 100034
    Decatur, GA 30031

    For more information on this program, visit http://www.benefits.va.gov/homeloans/.

Program Contact Information

If you have questions, please visit:
https://iris.custhelp.com/app/answers/detail/a_id/1080 to search Frequently Asked Questions.

Please contact a Regional Loan Center if you have detailed questions:
http://www.benefits.va.gov/homeloans/rlcweb.asp

eBenefits is a one-stop source for information on Department of Defense and Department of Veterans Affairs benefits and services. With a free Premium level eBenefits account, Veterans and Servicemembers can conduct self-service transactions such as checking claim status information, GI Bill enrollment, and obtaining copies of civil service preference letters, DD214, and other personal information. For further information and to register for a free Premium level account, visit http://www.ebenefits.va.gov.
Low Income Home Energy Assistance Program (LIHEAP)
Managing Agency U.S. Department of Health and Human Services http://www.hhs.gov/

Program Description

The Low Income Home Energy Assistance Program (LIHEAP) assists eligible low-income households with their heating and cooling energy costs, and, if the state chooses, to weatherize homes.

General Program Requirements

In order to qualify for this benefit program, you must need financial assistance for home energy costs.

A person who participates or has family members who participate in certain other benefit programs, such as the Supplemental Nutrition Assistance Program (SNAP), Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF) or certain needs-tested Veterans benefits may be automatically eligible.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To find out whether you are eligible to receive LIHEAP benefits, contact your state or tribal LIHEAP office. Information about how to contact each office can be obtained at:
http://www.acf.hhs.gov/programs/ocs/liheap-state-and-territory-contact-listing

For help applying for LIHEAP benefits, you may also call this toll-free number:
1-866-674-6327

Program Contact Information

For more information about LIHEAP:
You can call the National Energy Assistance Referral (NEAR) project. NEAR is a free service providing information on where you can apply for LIHEAP. You can speak to someone at NEAR Monday through Friday, from 7 a.m.- 5 p.m. (Mountain Time).
You can:
  • Call the toll-free phone number at: 1-866-674-6327
  • send an e-mail to:energy@ncat.org
  • or you can contact your State's LIHEAP office

A list of frequently asked questions about LIHEAP is also available at:
http://www.acf.hhs.gov/programs/ocs/resource/consumer-frquently-asked-questions
Manufactured Home Loan Insurance
Managing Agency U.S. Department of Housing and Urban Development http://www.hud.gov/

Program Description

Federal Housing Administration (FHA) insures mortgage loans made by private lending institutions to finance the purchase of a new or used manufactured home.

General Program Requirements

All buyers who meet credit requirements and plan to use the manufactured home as their principal place of residence are eligible for the program.

Loan Terms

Please contact an FHA-approved lender for loan term information. To find an approved lender, please visit:
http://www.hud.gov/ll/code/llslcrit.cfm

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

Buyers of manufactured homes may apply for a loan through an FHA-approved lender or through a lender's approved manufactured home dealer.

To obtain an FHA insured mortgage, contact an FHA-approved lender:
http://www.hud.gov/ll/code/llslcrit.cfm

Program Contact Information

To contact a HUD Housing Counseling agency, go to: http://www.hud.gov/counseling/
To contact the Federal Housing Administration (FHA), please use one of the following methods:

Visit us at:
http://portal.hud.gov/hudportal/HUD?src=/program_offices/housing...

Write us at:
U.S. Department of Housing and Urban Development
Federal Housing Administration
451 Seventh St., SW
Washington, D.C. 20410

Call us at:
1-800-CALL-FHA (1-800-225-5342) or via Federal Information Relay Service (w/TTY): 1-800-877-8339

Email us at:
answers@hud.gov
Medicaid Program
Managing Agency U.S. Department of Health and Human Services http://www.hhs.gov/

Program Description

The Medicaid Program provides medical benefits to low-income people who have no medical insurance or have inadequate medical insurance. The Federal government establishes general guidelines for the administration of Medicaid benefits. However, specific eligibility requirements to receive Medicaid benefits, as well as the type and scope of services provided, are determined by each individual state. Thus, a person who is eligible for Medicaid in one state may not qualify in another state. You must check with the Medicaid office in the state you live in to confirm your eligibility to receive benefits.

Medicaid is a joint Federal/state program administered by each individual state. Each state develops its own rules related to eligibility and coverage within broad Federal guidelines.

General Program Requirements

In order to qualify for this benefit program, you must be a U.S. national, citizen or permanent resident in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income. You must also be either pregnant, have a child(ren) with a disability, or be responsible for children under 19 years of age.

States set individual eligibility criteria within federal minimum standards. For more information on Medicaid policies by state, please visit:
http://www.medicaid.gov/Medicaid-CHIP-Program-Information/By-State/By-State.html

Improvements brought about by the Affordable Care Act will take full effect January 1, 2014. To read more about the impact of these changes, please visit:
http://www.medicaid.gov/AffordableCareAct/Medicaid-Moving-Forward-2014/medicaid-moving-forward-2014.html

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For more information on application procedure, please visit:
http://medicaid.gov/Medicaid-CHIP-Program-Information/By-State/By-State.html

Program Contact Information

To find out whether you are eligible to receive Medicaid benefits, contact your state Medicaid office. Phone numbers for each state office can be obtained through this website: http://www.cms.gov/apps/contacts/
For general information about the Medicaid program, including eligibility requirements, visit: http://www.cms.hhs.gov/home/medicaid.asp?
Medicare Prescription Drug Plans
Managing Agency Centers for Medicare & Medicaid Services (CMS) http://www.hhs.gov/

Program Description

Medicare offers prescription drug coverage to everyone with Medicare. If you decide not to join a Medicare Prescription Drug Plan when you're first eligible, and you don't have other creditable prescription drug coverage, or you don't get Extra Help, you'll likely pay a late enrollment penalty.

To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.

There are two ways to get drug coverage, Medicare Prescription Drug Plan (Part D) or Medicare Advantage Plan (Part C). For more information of these two options, please visit:

https://www.medicare.gov/sign-up-change-plans/get-drug-coverage/get-drug-coverage.html

General Program Requirements

Generally, you can join, switch, or drop a Medicare drug plan:
  • When you first become eligible for Medicare due to age
  • During open enrollment, from October 15?December 7
  • At any time, if you qualify for Extra Help

For information on special enrollment periods, visit:
medicare.gov/publications to get the tip sheet "Understanding Medicare Enrollment Periods."

Important points you need to know about the new Medicare prescription drug coverage:
  1. It is available to all people with Medicare.
  2. Almost 1 in 3 people will qualify for extra help paying for their drug costs.
  3. It protects you against ever having very high drug expenses.
  4. It pays for brand name and generic drugs.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

Once you choose a Medicare drug plan, here's how you may be able to join:

  • Enroll on the Medicare Plan Finder or on the plan's website.
  • Complete a paper enrollment form.
  • Call the plan.
  • Call 1-800-MEDICARE (1-800-633-4227).

To apply online for Just Medicare, please visit:
http://www.socialsecurity.gov/medicareonly

Program Contact Information

Mental Health Residential Rehabilitation Treatment Programs
Managing Agency Veterans Health Administration (VHA) http://www.va.gov/health

Program Description

Mental Health Residential Rehabilitation Treatment Programs (MH RRTPs) (including Domiciliary and RRTPs) provide residential rehabilitative and clinical care to Veterans who have a wide range of problems, illnesses, or rehabilitative care needs which may include mental health and substance use disorders, co-occurring medical conditions and psychosocial needs such as homelessness and unemployment. All of these programs provide a 24/7 therapeutic setting utilizing both professional and peer supports. Treatment focuses on the Veteran's needs, abilities, strengths, and preferences.

There are several types of programs which include the following:

  1. Domiciliary Residential Rehabilitation Treatment Programs (DRRTP). A DRRTP provides a residential level of care for Veterans with issues related to medical, mental health, substance use disorders, Post-Traumatic Stress Disorders, and homelessness. These programs are larger residential programs with multiple units serving various Veteran populations based on need.
  2. Domiciliary Care for Homeless Veterans (DCHV). A DCHV provides a residential level of care for a homeless Veteran population. A DCHV may be a standalone program or a unit within a larger DRRTP.
  3. Health Maintenance Domiciliary. Health Maintenance Domiciliary beds provide a residential level of care for Veterans. Health Maintenance Domiciliary programs focus on symptom reduction and stabilization as part of the rehabilitative approach to facilitating community integration. A Health Maintenance Domiciliary may be a standalone unit or part of a larger DRRTP.
  4. General Domiciliary (General Dom) or Psychosocial Residential Rehabilitation Treatment Programs (PRRTP). These programs provide a residential treatment level of care for a general Veteran population with a variety of needs. General Dom beds are a part of a larger DRRTP while PRRTPs are standalone units.
  5. Domiciliary PTSD (Dom PTSD) or Post-Traumatic Stress Disorder Residential Rehabilitation Treatment Program (PTSD-RRTP). These programs provide residential level of care to Veterans with Post Traumatic Stress Disorder including provision of services for Veterans who have experienced Military Sexual Trauma. Dom PTSD may be part of a larger DRRTP while a PTSD-RRTP is a standalone unit .
  6. Domiciliary SA (Dom SA) or Substance Abuse Residential Rehabilitation Treatment Program (SARRTP). These programs provide a residential level of care to Veterans with Substance Use Disorders. Dom SA beds may be part of a larger DRRTP while a SARRTP is a standalone program.
  7. Compensated Work Therapy (CWT)-Transitional Residence (TR). General CWT-TR offers therapeutic work-based residential rehabilitation services designed to facilitate successful community reintegration for Veterans. The program does not target any particular mental health diagnosis. The program requires concurrent enrollment in the Compensated Work Therapy program.

General Program Requirements

You must be enrolled in the U.S. Department of Veterans Affairs (VA) health care system (or qualify based on one of the exceptions in the law). Go to "Basic Medical Benefits for Veterans" to see the program requirements.
VA
Generally, in order to receive VA benefits and services the Veteran/Servicemember's character of discharge or service must be under other than dishonorable conditions (e.g., honorable, under honorable conditions, general). However, individuals receiving undesirable, bad conduct, and other types of dishonorable discharges may qualify for VA benefits depending on a determination made by VA.

In addition to basic eligibility criteria for care in the VA healthcare system, the Veteran must:

  1. Be assessed as not meeting criteria for acute psychiatric or medical admission.

  2. Have tried a less restrictive treatment alternative, or one was unavailable.

  3. Be assessed as requiring the structure and support of a residential treatment environment.

  4. Be assessed as not a significant risk of harm to self or others.

  5. Be lacking a stable lifestyle or living arrangement that is conducive to recovery.

  6. Be capable of self-preservation and basic self-care.

  7. Have identified treatment and rehabilitation needs, which can be met by the program.

If the Veteran's circumstance cannot be accommodated by the program, alternative services must be considered within the medical centers, Veterans Integrated Service Networks (VISNs), or Veterans Health Administration's (VHA's) mental health continuum of care and appropriate alternate treatment arrangements made.

A single screening determines whether a Veteran is appropriate for admission to any of the facility's MH RRTPs. To facilitate access, screenings are conducted on all normal business days. Given the co-morbid disorders typical of a Veteran being screened for residential services, consideration needs to be given to which MH RRTP provides the "best" fit, rather than the ideal match.

Domiciliary Care has some eligibility rules of its own. You must meet one of these criteria:
Your annual income must not exceed the maximum annual Improved Disability VA Pension Rate

OR

VA must determine that you have no adequate means of support

You can find the special eligibility rules for Domiciliary Residential Rehabilitation and Treatment (Domiciliary Care) in the Code of Federal Regulations (CFR). Here are the references: Title 38, CFR 17.46, 17.47, and 17.48. They're available online at either of these websites:

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To get help now, please visit VA's Mental Health homepage.

For general information about residential services for homeless Veterans, visit VA's Homeless Veterans page.

For information about Substance Use Disorder programs, including residential program locations, use VA's Substance Use Disorder Program Locator tool.

Program Contact Information

If you have questions:
eBenefits is a one-stop source for information on Department of Defense and Department of Veterans Affairs benefits and services. With a free Premium level eBenefits account, Veterans and Service-members can conduct self-service transactions such as checking claim status information, GI Bill enrollment, and obtaining copies of civil service preference letters, DD214, and other personal information. For further information and to register for a free Premium level account, visit the eBenefits website.
Missouri Low Income Home Energy Assistance Program (LIHEAP)
Managing Agency Missouri http://www.mo.gov/

Program Description

The Missouri Low Income Home Energy Assistance Program (LIHEAP) has two components: Energy Assistance/Regular Heating (EA) and Energy Crisis Assistance Program (ECIP). EA is designed to provide financial assistance to help pay heating bills for Missourians during the months of October, November, December, January, February, and March. The EA benefit amount is based upon household size, income and the type of fuel used for home heating. ECIP is designed to provide financial assistance to households in a verifiable energy crisis. This crisis is defined as: 1) receipt of a termination or disconnect notice indicating a specific disconnect date; 2) a final billing statement advising the account has been terminated; 3) a propane tank is filled at less than 20 percent capacity; 4) the customer is a cash on delivery (COD) customer; or 5) pre-paid electric customer indicates their pre-paid usage is about to run out. ECIP funds can be used for primary or secondary fuel sources.

General Program Requirements

In order to qualify for this benefit program, you must be a resident of the state of Missouri, a citizen of the United States or an alien admitted to this country for permanent residence, have resources that do not exceed $3,000, and be responsible for heating/cooling costs.

A person who participates or has family members who participate in certain other benefit programs, such as the Supplemental Nutrition Assistance Program (SNAP), Supplemental Security Income (SSI), Temporary Assistance for Needy Families (TANF) or certain needs-tested Veterans benefits may be automatically eligible.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For more information on how to apply for this program, download the Heating and Cooling Assistance Instructions & Application document. Included in this information is a list of agencies under "Where to go for help" that you can contact to request an application be sent to you if you are unable to print this from the web site.

Program Contact Information

To learn more, please visit the Missouri LIHEAP website.
Telephone inquiries can be made by calling: 573-751-3221
Missouri MO HealthNet
Managing Agency Missouri http://www.mo.gov/

Program Description

The purpose of the MO HealthNet program is to provide medical services to persons who meet certain eligibility requirements as determined by the Family Services Division (FSD). The goals of the MO HealthNet program are to promote good health, to prevent illness and premature death, to correct or limit disability, to treat illness, and to provide rehabilitation to persons with disabilities.

General Program Requirements

In order to qualify for this benefit program, you must be a resident of the state of Missouri, a U.S. national, citizen, permanent resident, or legal alien, in need of health care/insurance assistance, whose financial situation would be characterized as low income or very low income. You must also be either pregnant, a parent or relative caretaker of a dependent child(ren) under age 19, blind, have a disability or a family member in your household with a disability, or be 65 years of age or older.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For more information, see the Program Contact Information below. Or go to:
http://dss.mo.gov/mhk/appl.htm

Program Contact Information

To read more about Missouri MO HealthNet, please visit: http://www.dss.mo.gov/mhd/index.htm
You can call the MO HealthNet Division to learn more about MO HealthNet Services, please call: 573-751-3425
Missouri Temporary Assistance for Needy Families (TANF)
Managing Agency Missouri http://www.mo.gov/

Program Description

The purpose of the Missouri Temporary Assistance Program is to provide assistance to needy families with children so that the children can be cared for at home. The program also is intended to reduce dependency by promoting job preparation, work and marriage. Funds may be used to prevent non-marital pregnancies and encourage the formation and maintenance of two-parent families. Temporary Assistance offers cash assistance to families.

General Program Requirements

In order to qualify for this benefit program, you must be a resident of Missouri, either pregnant or responsible for a child under 19 years of age, a U.S. national, citizen, legal alien, or permanent resident, have low or very low income, and be either under-employed (working for very low wages), unemployed or about to become unemployed.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

You may request an application for this program by contacting the Customer and Information Unit, Family Support Division, P.O. Box 2320, 615 Howerton Court, Jefferson City, MO 65102 or calling 1-800-392-1261.

Program Contact Information

To learn more about the Missouri Temporary Assistance for Needy Families (TANF) program, please visit: http://www.dss.mo.gov
For additional information or inquiries on TANF, please call the Missouri Department of Social Services (DSS):
855-FSD-INFO (373-4636)
Missouri Weatherization Assistance Program
Managing Agency Missouri http://www.mo.gov/

Program Description

Home heating is a high-cost basic necessity. For people with low incomes, the decision to pay the utility bill may mean deciding between being warm in the winter or having well-balanced meals. Other low-income people live in older homes that may not have insulation or efficient heating systems. Weatherization is a long-term response to these problems. A home that has been weatherized can reduce average annual fuel savings per dwelling by up to 13.5 percent, with electricity at 12.2 percent and natural gas at 23.4 percent, making it a cost-effective means to help low-income families with their energy bills. Lasting energy-efficient improvements are installed in the home, resulting in lower utility bills year after year. This reduces the amount of assistance needed to pay higher utility bills in low-income households.

General Program Requirements

In order to qualify for this benefit program, you must be a resident of the state of Missouri.

If you receive Supplemental Security Income or Temporary Assistance for Needy Families, you are automatically eligible to receive weatherization services.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To apply for this program, please contact your local administering agency at the following location:
http://www.dnr.mo.gov/energy/weatherization/wxmap.htm

Program Contact Information

For more information on the program and contacts to your local weatherization agency please visit: http://dnr.mo.gov/energy/weatherization/wx.htm
You can also call the Missouri Department of Natural Resources toll-free at: 1-800-361-4827
Or to ask about the Weatherization Assistance Program send e-mail to: energy@dnr.mo.gov
National Housing Locator System (NHLS): Disaster Resource Locator
Managing Agency U.S. Department of Housing and Urban Development http://www.hud.gov/

Program Description

The Disaster Resource Locator is a web-based program on the National Housing Locator System (NHLS) website that allows the public to search for HUD Regional Offices, HUD Field Offices, Public Housing Authorities, and other disaster related resources.

General Program Requirements

There are no restrictions on who may access the Disaster Resource Locator application on the National Housing Locator System (NHLS) website.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

No application is needed to use the Disaster Resource Locator, just visit the NHLS website.

Program Contact Information

For more information, email the NHLS Team (Monday - Friday 8:30 a.m. to 5:30 p.m. Eastern Time) at: nhls@hud.gov
Non-Discrimination in Federally Assisted and Conducted Programs (On the Basis of Disability)
Managing Agency U.S. Department of Housing and Urban Development http://www.hud.gov/

Program Description

The program is designed to prohibit discrimination on the basis of disability in programs or activities receiving Federal financial assistance.

General Program Requirements

In order to qualify for this benefit program, you must claim that you have been denied housing or financial assistance due to discrimination.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To file a complaint, go to:
http://portal.hud.gov/hudportal/HUD?src=/program_offices...

Program Contact Information

Milton Turner
Office of Fair Housing and Equal Opportunity
Department of Housing and Urban Development
451 7th St., SW
Room 5240
Washington, DC 20410
Telephone: 202-708-2333, ext. 7057
Milton_Turner@hud.gov
Non-Discrimination in Federally-Assisted Programs (On the Basis of Age)
Managing Agency U.S. Department of Housing and Urban Development http://www.hud.gov/

Program Description

The program is designed to prohibit discrimination on the basis of age in programs or activities receiving Federal financial assistance.

General Program Requirements

In order to qualify for this benefit program, you must claim that you have been denied housing or financial assistance due to discrimination.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To file a complaint, go to:
http://portal.hud.gov/hudportal/HUD?src=/program_offices...

Program Contact Information

Office of Fair Housing and Equal Opportunity
Department of Housing and Urban Development
451 7th St., SW
Room 5240
Washington, DC 20410
Telephone: 202-708-2333, ext. 7057
Projects for Assistance in Transition from Homelessness (PATH)
Managing Agency U.S. Department of Health and Human Services http://www.hhs.gov/

Program Description

The Federal grant program Projects for Assistance in Transition from Homelessness (PATH) provides assistance to individuals who are homeless and have serious mental illnesses. PATH funds are distributed to States/Territories that, in turn, contract with local public or non-profit organizations to fund a variety of services to homeless individuals. Among the services eligible for funding under PATH are:

1) Outreach services
2) Screening and diagnostic treatment services
3) Habilitation and rehabilitation services
4) Community mental health services
5) Alcohol and drug treatment services
6) Staff training
7) Case management services
8) Supportive and supervisory services in residential settings
9) Referrals for primary health services, job training, educational services
10) Relevant housing services

General Program Requirements

In order to qualify for this benefit program, you must be homeless/live in a shelter and you or any of your family/household members must be facing mental illness.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To search for a list of PATH-funded programs in your area, please visit http://pathprogram.samhsa.gov/Super/Path/Grantees.aspx.

Program Contact Information

For more information please visit: http://pathprogram.samhsa.gov/
Public Safety Officers' Benefits Program
Managing Agency U.S. Department of Justice http://www.usdoj.gov

Program Description

The Public Safety Officers' Benefits Program (PSOB) provides a death benefit to the eligible survivors of Federal, state or local public safety officers whose death was the direct and proximate result of a personal (traumatic) injury sustained in the line of duty (certain fatal, line of duty heart attacks and strokes are also covered). The act also provides a disability benefit to eligible public safety officers who have been permanently and totally disabled as the direct result of a catastrophic personal injury sustained in the line of duty. The injury must permanently prevent the officer from performing any gainful work.

General Program Requirements

Eligible beneficiaries for PSOB purposes, in this order, are spouses; children; designated PSOB beneficiaries on file with the agency at the time of the officer's death; or surviving parents. Eligible children include any biological natural, out-of-wedlock, adopted or posthumous child, or stepchild who is 18 years old or younger. Children between the ages of 19 and 22 may be eligible if a full-time student at the time of the officer's death, and children over 18 who are incapable of self-support at the time of the officer's death due to a disability.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For information on applying for disability or death benefits, visit:
https://www.psob.gov/

Program Contact Information

You may find information on filing a PSOB claim and claim forms at: https://www.psob.gov/
For more information, please call:
1-888-744-6513

Or:
202-307-0635

Mail:
PSOB Office
Bureau of Justice Assistance
810 7th Street NW.
Washington, DC 20531

Email:
AskPSOB@usdoj.gov
Rural Housing: Farm Labor Housing Loans and Grants
Managing Agency U.S. Department of Agriculture http://www.usda.gov/

Program Description

The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers. Farm Labor Housing loans and grants are provided to buy, build, improve, or repair housing for farm laborers, including persons whose income is earned in aquaculture (fish and oyster farms) and those engaged in on-farm processing. Funds can be used to purchase a site or a leasehold interest in a site; to construct housing, day care facilities, or community rooms; to pay fees to purchase durable household furnishings; and to pay construction loan interest.

General Program Requirements

The Farm Labor Housing Loan and Grant program provides capital financing for the development of housing for domestic farm laborers. Loans are made to farmers, associations of farmers, family farm corporations, Indian tribes, nonprofit organizations, public agencies, and associations of farmworkers. Typically, loan applicants are unable to obtain credit elsewhere, but in some instances, farmers able to get credit elsewhere may obtain loans at a rate of interest based on the cost of federal borrowing. Grants are made to farmworker associations, nonprofit organizations, Indian tribes, and public agencies. Funds may be used in urban areas for nearby farm labor. (This is the only Rural Housing Service rural service area exception.)

Loan Terms

Loans are for 33 years at 1 percent interest. Grants may cover up to 90 percent of development costs. The balance may be a Farm Labor Housing Program loan.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

Upon publication of a Notice of Funds Availability (NOFA), a two-stage application process is used. In stage one, applicants submit a pre-application, which is used to determine preliminary eligibility and feasibility. Pre-applications selected for further processing will be invited to submit an application. The pre-application consists of SF-424.2, "Application for Federal Assistance (For Construction)" and the information listed in exhibit A-1 or A-2 of Rural Development regulations, 1944-D, as applicable.

Program Contact Information

For more information about the Farm Labor Housing Loan and Grant program, visit: http://www.rurdev.usda.gov/rhs/mfh/brief_mfh_flh.htm
To find out about availability of farm labor housing in your locality, contact your local Rural Development field office using this office locator tool: http://www.rurdev.usda.gov/recd_map.html
Social Insurance for Railroad Workers
Managing Agency U.S. Railroad Retirement Board http://www.rrb.gov/

Program Description

Social Insurance for Railroad Workers provides comprehensive retirement-survivor and unemployment-sickness benefit programs for the nation's railroad workers and their families. In connection with the retirement program, the Railroad Retirement Board (RRB) has administrative responsibilities for certain social security benefits and railroad workers' Medicare coverage.

General Program Requirements

In order to qualify for railroad retirement benefits, you must have been a railroad worker for at least 10 years, or for at least 5 years after 1995. Workers can receive full retirement benefits at age 60 with 30 years of service. The RRB also pays benefits to family members and survivors of railroad workers. In order to qualify for railroad unemployment or sickness benefits, an employee must have had earnings of at least $3,325 in 2011 or $3,412.50 in 2012.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For more information, see the Program Contact Information below.

Program Contact Information

For more information about this program and eligibility requirements, please contact your local field office by calling the RRB toll-free at 1-877-772-5772. You can also find the address of the nearest field office through the following link: http://www.rrb.gov/field/field.asp
You may also email: opa@rrb.gov
People who are hearing impaired may call this toll-free TTY number: 312-751-4701
Temporary Assistance for Needy Families
Managing Agency U.S. Department of Health and Human Services http://www.hhs.gov/

Program Description

The Temporary Assistance for Needy Families (TANF) program provides grant funds to states and territories to provide families with financial assistance and related support services. State-administered programs may include childcare assistance, job preparation, and work assistance.

General Program Requirements

In order to qualify for this benefit program, the applicant must be either pregnant or responsible for a child under 19 years of age. Also the applicant must be a U.S. national, citizen, legal alien, or permanent resident; have low or very low income; and be under-employed (working for very low wages), unemployed or about to become unemployed.

Each state and territory decides the benefits it will provide. Each state and territory also establishes the specific eligibility criteria that must be met to receive financial assistance payments or other types of benefits and services. Thus, you must check with the TANF agency in the area that you reside to learn whether you are eligible to receive financial assistance or other TANF benefits and services.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For application information from your state, please visit:
http://www.acf.hhs.gov/programs/ofa/help

Program Contact Information

For more information about this program, please visit: http://www.acf.hhs.gov/programs/ofa/programs/tanf
U.S. Citizenship and Immigration Services (USCIS)
Managing Agency U.S. Department of Homeland Security http://www.dhs.gov/

Program Description

The U.S. Citizenship and Immigration Services is a Federal agency within the US Department of Homeland Security (DHS) that administers the nation's immigration laws relating to immigration benefits and services. USCIS regulates permanent and temporary immigration to the United States. This includes legal permanent residence status, non-immigrant status (e.g., tourists or students), and naturalization.

General Program Requirements

In order to qualify for this benefit program, you may be a U.S. national, citizen or permanent resident, or an immigrant or an intending immigrant.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To file an application online, please visit:
http://www.uscis.gov/portal/site/uscis/...

Program Contact Information

For information about USCIS visit their website and select the state in which you live:
http://www.uscis.gov/portal/site/uscis
For more information, you may also call the USCIS National Customer Service Center (NCSC) at: 1-800-375-5283
Or TTY at: 1-800-767-1833
USCIS is a component of the Department of Homeland Security, for more information visit: http://www.dhs.gov/
VA-Guaranteed Home Loan Program
Managing Agency Veterans Benefits Administration (VBA) http://benefits.va.gov/benefits/

Program Description

The Department of Veterans Affairs (VA) home loan guaranties are issued to help eligible Servicemembers, Veterans, Reservists, National Guard and certain surviving spouses obtain, retain and adapt a home and to refinance their loan.

General Program Requirements

Persons who may qualify for VA guaranteed loans include
  • Eligible Veterans / Servicemember
  • Current Reserve and National Guard members (usually after 6 years of service)
  • Certain surviving spouses

Commissioned Officers of the Public Health Service and National Oceanic and Atmospheric Administration are considered to be active duty members and veterans, once discharged.

Length-of-service requirements apply in most cases.

Generally, in order to receive VA benefits and services the Veteran/Servicemember's character of discharge or service must be under other than dishonorable conditions (e.g., honorable, under honorable conditions, general). However, individuals receiving undesirable, bad conduct and other types of dishonorable discharges may qualify for VA benefits depending on a determination made by VA. Additional, eligibility information is online at http://benefits.va.gov/HOMELOANS/purchaseco_eligibility.asp

Loan Terms

Under the VA-guaranteed Home Loan program, VA does not make loans to Veterans and Servicemembers; VA guarantees loans are made by private-sector lenders. The guaranty amount is what VA could pay a lender should the loan go to foreclosure.

VA's guaranteed home loans have no maximum loan amount, only a maximum guaranty amount, which is set in law. However, due to secondary market requirements, lenders typically require that the VA guaranty, plus any downpayment provided by a Veteran, total 25 percent of the loan amount. As a result, an amount equal to four times VA's maximum guaranty amount is customarily referred to as a "loan limit." Loans for the loan limit or less are typically available to Veterans with no downpayment; loans for more than the loan limit generally require downpayments. VA's maximum guaranty amounts are established annually, and vary, depending on the size of the loan and the location of the property.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

To apply, you will need a valid Certificate of Eligibility (COE). There are several ways to obtain your COE:
  • You may be able to obtain a COE online through eBenefits at www.ebenefits.va.gov.
  • If you are unable to obtain your COE through eBenefits, check with your lender. In most cases, your lender will be able to obtain a COE for you using the Automated Certificate of Eligibility (ACE) program.
  • You can download VA Form 26-1880, "Request for A Certificate of Eligibility" at http://www.va.gov/vaforms/. Complete it and mail it with proof of military service to our Eligibility Center at:

    Atlanta Regional Loan Center
    ATTN: COE (262)
    P.O. Box 100034
    Decatur, GA 30031
For more information on this program, visit http://www.benefits.va.gov/homeloans/

Program Contact Information

If you have questions, please visit:
https://iris.custhelp.com/app/answers/detail/a_id/1080 to search Frequently Asked Questions.

Please contact a Regional Loan Center if you have detailed questions:
http://www.benefits.va.gov/homeloans/rlcweb.asp

eBenefits is a one-stop source for information on Department of Defense and Department of Veterans Affairs benefits and services. With a free Premium level eBenefits account, Veterans and Servicemembers can conduct self-service transactions such as checking claim status information, GI Bill enrollment, and obtaining copies of civil service preference letters, DD214, and other personal information. For further information and to register for a free Premium level account, visit http://www.ebenefits.va.gov.
Volunteer Income Tax Assistance (VITA)
Managing Agency U.S. Department of the Treasury http://www.ustreas.gov/

Program Description

The Volunteer Income Tax Assistance (VITA) program offers free tax help to people who cannot afford professional assistance. In addition to free tax return preparation assistance, many sites also offer free electronic filing (e-filing). Volunteers help prepare basic tax returns for taxpayers with low to moderate incomes. Assistance is provided at community and neighborhood centers, libraries, schools, shopping malls, and other convenient locations.

General Program Requirements

In order to utilize this program, you must have low to moderate income, be disabled, not speak English well, or be a senior citizen.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

There is no application needed to utilize one of these sites. For information on volunteering or for the locations of the tax assistance sites, visit http://irs.treasury.gov/freetaxprep/ or call 1-800-906-9887.

Program Contact Information

For more information, visit:
http://www.irs.gov/individuals/article/0,,id=107626,00.html

Or contact the help line at 1-800-906-9887 or email us at partner@irs.gov.
Weatherization Assistance Program for Low-Income Persons
Managing Agency U.S. Department of Energy http://www.energy.gov/

Program Description

The Weatherization Assistance Program (WAP) enables low-income families to reduce their energy bills by making their homes more energy efficient. Funds are used to improve the energy performance of dwellings families in need, using the most advanced technologies and testing procedures available in the housing industry. The U.S. Department of Energy (DOE) provides funding to states, U.S. overseas territories, and Indian tribal governments, which manage the administration of the program. These governments, in turn, fund a network of local community action agencies, nonprofit organizations, and local governments that provide these weatherization services in every state, the District of Columbia, U.S. territories, and among Native American tribes.

General Program Requirements

As many as 20 to 30 million U.S. families are eligible for weatherization services nationwide. Services are provided by the states, and each state has slightly different criteria. All energy services are handled by local weatherization agencies.

If you receive Supplemental Security Income or Aid to Families with Dependent Children, you are automatically eligible to receive weatherization services. In other cases, states give preference to:
  • People over 60 years of age
  • Families with one or more members with a disability
  • Families with children (in most states)
One of the primary factors affecting eligibility is income. Depending on what state you live in, you are eligible for weatherization if your income falls below the 200 percent poverty level.

Some states use a third alternative to set eligibility if your income is less than 60 percent of the median income in your state; and minimum incomes for Hawaii and Alaska, respectively, are slightly higher.

Your Next Steps

The following information will lead you to the next steps to apply for this benefit.

Application Process

For more information about applying for this program visit the DOE Where to Apply for Weatherization Assistance page.

Program Contact Information

For more information, visit the Weatherization Assistance Program page.