Program DescriptionThe Federal Government established the Federal Employees' Group Life Insurance (FEGLI) Program in 1954 to provide group term life insurance. FEGLI can help you meet your life insurance needs. Federal employees, Federal retirees (if they meet certain criteria to continue the coverage into retirement), and their family members can be covered under Basic and Optional insurance.
If you are an eligible employee you are automatically covered for Basic insurance, and have three Optional insurances you can elect. Option A-Standard equals $10,000; Option B-Additional equals one to five multiples of your salary; Option C-Family equals one to five multiples of coverage for your eligible family members. Each multiple equals $5,000 for a spouse, $2,500 for each child.
General Program RequirementsAs a Federal employee, you are eligible to have FEGLI coverage, unless your position is excluded by law or regulation. Your Federal agency applies these rules and determines your eligibility. However, there are numerous special provisions for people in part-time or intermittent employment, temporary appointments, and specifically named positions.
For Federal employees, the chapter titled "Eligibility" in the FEGLI Handbook explains these and other eligibility provisions.